Premium Auditor

At EMC, you'll put your skills to good use as an important member of our team. You can count on gaining valuable experience while contributing to the company's success. EMC strives to hire and retain the best people by engaging, developing and rewarding employees.

The ideal candidate for this position will reside in the state of Iowa.

Essential Functions:

• Within the designated territory, meets with the insureds at their place of business to accurately audit exposures for Worker’s Compensation, General Liability, and Garage policies.
• Completes audits by reviewing policyholder financial records, including federal and state quarterly tax returns, payroll records, financial statements and general ledger.
• Determines correct exposures and classifications for use in audit process by applying knowledge of National Council on Compensation Insurance (NCCI), International Standards Organization (ISO) and other audit-related publications.
• Reviews, inspects, and investigates any aspect of the business necessary to verify premium information.
• Prepares detailed reports of audit findings and submits to corporate office. 
• Provides description of insured’s business operations to assist underwriter in risk assessment and insurance fraud discussions.
• Resolves any audit dispute through review and research. Performs some mail or telephone audits.
• Completes audit summaries by entering payroll records, quarterly statements, receipts, etc. and adjusting the insured’s bill. Schedules future audits and selects travel routes.

Education & Experience:

• Bachelor’s degree in accounting, finance or business or equivalent work experience

Candidates that meet the below requirements will be considers for the Senior Premium Auditor:

• Bachelor’s degree in accounting, finance, insurance or related business field or equivalent relevant experience
• Five years of experience in premium audit
• Associate in Premium Auditing (APA) designation preferred

Knowledge, Skills & Abilities:

• Strong math and accounting aptitude with attention to detail
• Knowledge of property and casualty insurance industry and applicable Workers’ Compensation regulations and classifications preferred
• Ability to analyze, research and resolve audit issues
• Strong interpersonal and communication skills
• Ability to work independently as well as with others under minimal supervision needed
• Ability to manage multiple tasks while meeting deadlines
• Travel required; a valid driver’s license with an acceptable motor vehicle report per company standards required if traveling

Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.

All of our locations are tobacco free including in company vehicles.