Premium Auditor, Northern California

You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.
This field premium auditor position will handle Northern CA - San Francisco Bay Area, California Central Valley, Sacramento, and Reno, & Reno, NV areas. This is a work from home position requiring the timely completion of remote/hybrid audits with some business travel within the above stated territory to perform physical audits of Property & Casualty Commercial Lines policies at customers' premises when required. A fleet vehicle will not be provided for this position as over 50% of audits will be conducted via Hybrid. Responsibilities include establishing the appropriate classifications, basis of premium, and premium exposures in accordance with company policy, ISO, NCCI & Independent Bureaus' policies and regulations. Experience with PAAS, ISO, NCCI & Independent Bureau States such as the CA WCIRB is required. Excellent verbal and written communication skills are necessary to conduct entrance/exit interviews while conducting audits. Strong organizational, time management, and interpersonal skills. Proficient with Microsoft Office and good working knowledge of Excel spreadsheets is a plus.
JOB DESCRIPTION:
Essential Duties & Responsibilities

• Performs a combination of duties in accordance with departmental guidelines:
• Conducts audits of accounts substantiating accuracy of policy classifications, exposure base inclusions/exclusions, status of subcontractors, subcontractor cost allocations, business and final customer relationship and audits the overall business. Develops proper premium basis on risks adhering to strict time deadlines.
• Conducts interviews with the insured to obtain information regarding the insured's operations and business model to obtain a good working knowledge and analysis of the risk. Determines employee job classifications based on job role and responsibilities and exposure to hazard.
• Compiles and analyzes client's operations and accounting records for accuracy in preparation of audit, including examining and authenticating classifications related data from business records as well as a visual inspection of the insured?s business.
• Recognizes and communicates regular and irregular audit findings and financial conditions of an insured to the agent and branch underwriting. Informs corporate investigations and underwriting of questionable operations, including suspected fraud.
• Prioritizes territorial assignment for policy review and audit load.
• Stays up to date on trends and developments within specialty area as well as the insurance industry.
• May assist in the performance of operational audits.

Reporting Relationship
Manager or above
Skills, Knowledge and Abilities

• Strong knowledge of corporate auditing practices, procedures and principles as well as solid knowledge of the insurance industry, the organization and departmental functions and operations.
• Strong knowledge of statutory and other complex accounting principles, practices and procedures.
• Ability to effectively ask probing questions of insured to ascertain conclusions about the business operations. Interacts both tactfully and effectively in difficult situations to properly identify risk, delving and probing further as judgment and situation dictates.
• Strong knowledge of the General Liability, Workers Compensation and Business Auto Liability functions and procedures, including state and regulatory guidelines.
• Excellent project management, organizing and planning skills. Must be self-directed.
• Strong analytical and problem solving skills with the ability to effectively resolve issues of a complex nature.
• Strong interpersonal, presentation, verbal and written communication skills with the ability to effectively influence and interact with internal and external business partners.
• Strong knowledge of Microsoft Office Suite, accounting systems and applications, and other business-related software systems.
• Ability and willingness to travel.

Education and Experience

• Bachelor's Degree, preferably in accounting or finance, or equivalent.
• Typically a minimum of two years related work experience.
• PAAS certification preferred

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In certain jurisdictions, CNA is legally required to include a reasonable estimate of the compensation for this role. In California, Colorado, Connecticut, New York and Washington, the standard base pay range for this role is $37,800 to $131,450 annually.Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location. CNA offers a comprehensive and competitive benefits package to help our employees - and their family members - achieve their physical, financial, emotional and social wellbeing goals. For a detailed look at CNA's benefits, please visit cnabenefits.com .
CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact [email protected] .