Principal Software Engineer

Marqeta is on a mission to change the way money moves. We’re one of the earliest enablers of embedded finance, a market opportunity sized up in the trillions. Our card-issuing platform provides unprecedented flexibility and control for companies to issue cards, authorize transactions, and manage payment operations in real-time.  Marqeta is powering the most well-known brands in the new economy (Block, Cash App, Affirm, Instacart, Doordash, Uber, Walmart, etc.). Today nearly 8 out of 10 Americans use a product powered by Marqeta every week. This is the opportunity of a lifetime to work with innovators around the world and unlock equitable financial access for all.

We work Flexible First. This role can be performed remotely anywhere within the United States or from our  Oakland, California office. We’d love for you to join us!

• Create technical roadmaps, author designs, and spearhead the development of systems that enable the delivery of high-quality, scalable, secure, and operationally efficient risk management products to our customers
• Drive organization-wide technical changes through authoring designs, mentoring and guiding technical leads, influencing stakeholders, and establishing success metrics.
• Guide in capacity planning for our customers as we grow and scale.
• Collaborate with Product Managers to analyze product requirements and provide technical and functional recommendations accordingly.
• Raise the skill sets of those around you by mentoring other engineers on the team, drawing on your experience to provide thoughtful direction, writing excellent code, and providing detailed design and code reviews.
• Apply and evangelize modern best practices in your software designs and implementations to increase the platform's reliability, resiliency, and scalability.

• 15+ years of hands-on engineering experience 
• Demonstrated passion for software engineering excellence, including design principles, fault tolerance practices, scalability, cost, security & privacy considerations, and test-driven development
• Experience partnering with product teams to ideate and bring innovative solutions to market
• Experience developing and scaling microservices using modern cloud technologies, preferably AWS
• Experience working with high volume / low latency data infrastructures
• Solid understanding of security engineering best practices and demonstrable experience in designing solutions that adhere to those standards
• Passion for non-functional challenges, namely: Scale, Cost, Reliability, Performance, High Availability
• Experience building systems running in multiple regions
• Team-oriented approach – can effectively lead a project, participate as an influential team member, and work cross-functionally with other organizations.
• Experience with our tech stack, namely Java, Springboot, Kubernetes, Terraform, Helm, Kafka and AWS services

• Master’s degree in Software Engineering 
• Experience in the Risk & Fraud domain
• Experience in building, deploying, and maintaining ML models in production.
• Experience in the payments industry 

• Arash Afrooze

• Carla Crull

• Flexible time off – take what you need
• Retirement savings program with company contribution
• Equity in a publicly-traded company and an Employee Stock Purchase Program
• Health insurance premiums paid 100% + coverage for dependents and pets
• Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave
• Free therapy sessions, financial coaching, and legal advice
• Monthly stipend to support our hybrid work model