Principal Software Engineer, Loans Platform

· Remote

Location

Remote

Type

Full Time

Job Description

SoFiJobs
Principal Software Engineer Loans Platform

Principal Software Engineer Loans Platform

Reposted 2 Hours Ago
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Seattle WA USA
Hybrid
198K-341K Annually
Expert/Leader
Fintech • Mobile • Software • Financial Services
SoFi’s mission is to help people reach financial independence to realize their ambitions.
The Role
Lead the technical and strategic evolution of the financial services platform driving alignment across technology and business teams while mentoring engineers and improving engineering processes.
Summary Generated by Built In

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Who we are:

Shape a brighter financial future with us.

Together with our members we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives with our core values guiding us every step of the way. Join us to invest in yourself your career and the financial world.

The Role

Join us in revolutionizing the lending landscape. SoFi is seeking enthusiastic Principal Software Engineers who are ready to lead the technical and strategic evolution of our financial services platform in support of our goals that put our members in control of their financial destiny. Key qualifications of this role include:

  • Leading the development and execution of strategic org-wide or company-wide initiatives across multiple product or platform domains.

  • Identifying and resolving systemic business technical or organizational problems that span multiple organizations across the company.

  • Recognition as a subject matter across multiple product or platform domains with the ability to identify and lead the resolution of systemic issues.

  • Ability to define the long-term architectural direction across all areas of the platform or across multiple products aligning stakeholder teams around a shared vision and business goals.

  • Ability to drive alignment across divisions to resolve technical and organizational conflicts in order to deliver on SoFi’s business and strategic goals.

  • Raises the engineering maturity of the organization by identifying and leading key improvements in the organization's culture and processes that support engineering excellence

  • Ability to identify and lead key improvements in systems supporting engineer productivity and velocity.

  • Ability to collaborate with partners to create and align technology and company strategy resulting in plans that address the short and long-term goals of the business.

  • Mentors engineers across the organization is a key contributor in recruiting processes and helps shape hiring standards.

What You’ll Do

As a widely recognized technical leader across SoFi groups you will partner across technology and business teams to define and execute the technical vision and strategy for the platform.  Your responsibilities include defining and building consensus around evolutionary roadmaps across the platform strong individual contributions in coordinating and implementing those plans in stages that deliver distinct customer value and leading improvements to the engineering efficiency and culture of engineering excellence across the team.  Success in the role will require building and maintaining effective partnerships with Product Marketing Operations Business Legal and Compliance teams.  You will be a key leader in those partnerships responsible for driving alignment and delivering technical solutions that provide outstanding value to our members.

What You’ll Need

  • Bachelor's or Master's degree in Computer Science or Software Engineering

  • 10+ years as a professional full-time Software Engineer or similar relevant work experience.

  • 7+ years in a technical leadership role.

  • Proven track record of defining and leading cross-team initiatives in support of key business and strategic goals.

  • Proven track record of leading initiatives to increase engineering productivity and improve engineering excellence.

  • Exemplary communication and documentation skills.

  • Proficient coding in Java Kotlin or other similar object-oriented programming language.

  • Experience with public cloud compute storage and infrastructure.

  • Experience with Kafka Docker Kubernetes and Spring Boot or similar frameworks.

  • Deep understanding of relational and document database fundamentals.

  • Deep understanding of microservices design principles and architecture.

  • Deep understanding of scaling highly-available mission-critical systems.

  • Expert proficiency working with GIT and related CI/CD systems.

  • Experience leading and improving Agile methodologies.

Nice To Have

  • Experience with AWS technologies – DynamoDB RDS Lambda Kinesis SQS S3 and Athena.

  • Full-stack engineering experience or willingness to expand your influence across our entire platform.


We're driven to push boundaries and deliver exceptional products to help our members achieve financial stability. If you have the passion and a commitment to customer success we want to hear from you.

Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience skills and location. 
 
To view all of our comprehensive and competitive benefits visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race color religion (including religious dress and grooming practices) sex (including pregnancy childbirth and related medical conditions breastfeeding and conditions related to breastfeeding) gender gender identity gender expression national origin ancestry age (40 or over) physical or medical disability medical condition marital status registered domestic partner status sexual orientation genetic information military and/or veteran status or any other basis prohibited by applicable state or federal law.The Company hires the best qualified candidate for the job without regard to protected characteristics.Pursuant to the San Francisco Fair Chance Ordinance we will consider for employment qualified applicants with arrest and conviction records.New York applicants: Notice of Employee RightsSoFi is committed to an inclusive culture. As part of this commitment SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process please let your recruiter know or email [email protected].Due to insurance coverage issues we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Skills Required

  • Bachelor's or Master's degree in Computer Science or Software Engineering
  • 10+ years as a professional Software Engineer
  • 7+ years in a technical leadership role
  • Proficiency in Java Kotlin or similar object-oriented programming language
  • Experience with public cloud compute storage and infrastructure
  • Deep understanding of microservices design principles and architecture
  • Expert proficiency working with GIT and related CI/CD systems

What the Team is Saying

Kari
Niyati
Mike
Suban
Caroline
Mona
Donald
Kari
Yelena
Thomas

SoFi Compensation & Benefits Highlights

  • Parental & Family SupportUp to 12 weeks fully paid parental leave paid caregiver leave fertility/adoption resources and subsidized backup childcare/eldercare are offered. Pet insurance and family-building support further broaden the coverage.
  • Healthcare StrengthMedical dental and vision coverage is paired with company-paid short- and long-term disability and life insurance. Mental-health support via Modern Health and employer HSA contributions enhance overall health support.
  • Leave & Time Off BreadthFlexible vacation for exempt employees generous PTO for non-exempt paid holidays and early-release “SoFi Fridays” expand time-off options. An additional 16 hours of paid volunteer time underscores community engagement.

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The Company
HQ: San Francisco CA
4500 Employees
Year Founded: 2011

What We Do

SoFi wasn’t built to be a bank. Or a technology company. We were built for one mission: help people achieve financial independence so they can realize their ambitions. Redefining an entire industry isn’t easy work—and it’s not for the faint of heart. It takes a certain kind of team. People with diverse perspectives and expertise united by a common sense of purpose. People willing to challenge assumptions but always do the right thing. People proving that innovation and responsibility don’t have to compete but can come together to create something truly unconventional in the world. For the last eight years we’ve been charting this new path forward. We call it The SoFi Way. At SoFi we don’t just talk about culture: we live it. The SoFi Way is how we show up every day how we make decisions and how we build for our members clients and each other.

Why Work With Us

Together with our members we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation and we’re at the forefront.

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SoFi Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

For the majority of our workforce who work on a hybrid schedule the in-office requirement is a handful of days per month!

Typical time on-site: Flexible
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HQSan Francisco CA
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Cottonwood Heights UT
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Frisco TX
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Helena MT
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Jacksonville FL
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New York NY
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Seattle WA
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Date Posted

05/26/2026

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