Principal Treasury

Discover. A brighter future.

With us, you’ll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it — we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.

Come build your future, while being the reason millions of people find a brighter financial future with Discover.

Responsible for managing the company's financial resources for Asset Liability Measurement, Funds transfer pricing, Funding Analytics, Interest Rate Risk Management, Capital Planning, Liquidity Analysis and Balance sheet Analysis.

Responsibilities

• Enhance stress testing, contingency funding plans, and regulatory capital and liquidity forecasts at the consolidated and legal entity levels to meet Basel/Dodd-Frank requirements

• Drive results by providing consultative business partnering with other areas of Treasury, Line of Business Finance, Corporate Risk Management and other business units

• Provide strategic thinking and thought leadership to effectively deploy and manage capital considering the trade-offs between growth and capital distribution, while balancing all stakeholder expectations

• Partner with CCAR project management team and other business units to develop Capital Plan and related regulatory submissions in a timely manner

• Provide actionable insights and advisory to LOB Finance and business partners on capital related matters including cost of capital, impairment analysis, valuation, and business return hurdles

• Responsible for the accuracy, reasonableness, and consistency of data and assumptions

• Enhance existing methodologies, assumptions, processes, and infrastructure to build best-in-class practices and effectively monitor and manage the Company’s liquidity risk profile

• Assesses and effectively communicates the Treasury Risks; ensures all regulatory analytics and data assumptions are accurate, follows the necessary checks and controls, are provided in a timely manner to senior management for effective risk management.

• Develops or enhances existing frameworks, models and processes with regard to Asset Liability Measurement, Funds Transfer Pricing, Funding Analytics, Interest Rate risk Management, Capital Planning, Liquidity Analysis and Balance Sheet Analysis.

• Maintains, builds or enhances the reporting and analytics capabilities.

• Develops or contributes with analytics for key strategic communications to key internal and external stakeholders; provide guidance for business partners on Treasury risks and metrics for enhanced business decisions.

• Proactively manages ongoing regulatory and strategic requirements designed to mitigate risk through the economic cycle; monitors regulatory and market developments related to area of expertise; develops or updates Treasury related policies and procedures.

Minimum Qualifications

At a minimum, here’s what we need from you:

• Bachelor’s degree in business or related field

• 6+ years of experience in Financial Analysis and/or Banking/Financial Services or related field

Preferred Qualifications

If we had our say, we’d also look for:

• Master’s Degree in business, finance, accounting, human resources, or related field

• 1+ years of experience in Treasury

• Experience in liquidity and/or capital stress testing, CCAR/Capital plan submission

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What are you waiting for? Apply today!

The same way we treat our employees is how we treat all applicants – with respect. Discover Financial Services is an equal opportunity employer (EEO is the law). We thrive on diversity & inclusion. You will be treated fairly throughout our recruiting process and without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status in consideration for a career at Discover.