Product Counsel

About the role

We are seeking an experienced product counsel with a background in consumer finance, privacy, and data use to join our growing in-house product counsel team. As Product Counsel, you will be a key member of Flex’s growing Legal & Compliance team and you will be a partner to our core B2C and B2B business units as you advise and collaborate with our product, engineering, business, and marketing departments to build Flex’s biller and consumer financial technologies and services.

This rare opportunity is ideal for an entrepreneurial candidate, as you will be empowered to “think like an owner” while you design and collaborate on new products and services from ideation through launch and go-to-market. Your manager will be intensely focused on your development, and how to make Flex an accelerant for your skill-building and career.

What you’ll do

• Provide comprehensive first-line legal support for initiatives related to Flex’s consumer credit products and services, advising on legal and regulatory issues relating to consumer finance, data privacy, payments, and other relevant areas.
• Work cross-functionally to coordinate legal advice and drive optimal outcomes for the business. 
• Serve as a legal thought partner to product, design, and data teams, ensuring that consumer protection, licensing requirements, and privacy considerations are integrated into new initiatives from the outset.
• Draft and negotiate program agreements and terms to support strategic partnerships with fintech partners and third-party providers.
• Guide the business by navigating the regulatory landscape for Flex’s consumer credit products. Provide legal advice on product design and strategy and proactively identify risks and recommend mitigation strategies. 
• Be an advisor in the company and a critical part of a hyper-growth startup with a proven business line. As we grow and succeed, you will help scale the development of our legal department and the entire company.

Key qualifications

• 3 - 5+ years of combined experience at a top-tier law firm and/or in-house legal department, with a focus on consumer protection and data privacy matters.
• Experience providing product counseling for technology companies, digital lending, wallets or payments systems, alternative payments, BNPL, or other similar consumer financial services . 
•  Understanding of federal and state laws related to consumer privacy and data use is preferred; 
• Literacy with the regulatory landscape for consumer credit products and services, including TILA/Reg. Z, UDAAP, ECOA/Reg. B, FCRA/Reg. V, EFTA/Reg. E, and similarly applicable state laws.
• Experience working with US financial services regulators (state or federal).
• Strong interest or experience in AI, cash flow underwriting, and cutting edge technology developments. 
• Persistence, drive, and a goal-focused mindset as you own projects from initiation to completion.
• Strong attention to detail and ability to effectively prioritize tasks within a fast-paced environment.
• A bias for action, clear and concise communication skills, and a willingness to prioritize what truly matters.
• JD from a top law school and member in good standing of a US state bar.

The salary compensation range for this role will be commensurate with the candidate's experience and Flex's internal leveling guidelines and benchmarks.

• For working locations in NY/NJ/CA, the base salary pay range will be $165,000 - $200,000.
• For all other states, the base salary pay range will be $148,000 - $180,000.