Risk Program Analyst MPAD

• Responsible for promoting risk awareness across the Division
• Stays abreast on reporting standards, department reporting requirements, and bank system changes/enhancements
• Operates as a point of contact for the division by responding to internal inquiries regarding policies, procedures and regulatory requirements
• Researches a wide variety of topics and issues including emerging risks & trends, and risk management best practices
• Works collaboratively within the risk team to complete risk management and measurement activities
• Performs day to day execution of risk related activities across area(s) of specialization
• Provides documentation for Audits/Exams and other reviews as needed

• ADDENDUM FOR DATA RISK
• Performs root cause analyses on identified data related risk events to recommend improvements to prevent these risk events from re-occurring in future
• Documents remediation plans and track through completion to address any caps in the mitigating measures identified
• Supports risk and control assessments across assigned technology and data domains
• Supports the adoption of key data related policies and standards relevant to MPAD
• Investigates data trends and identify risk mitigation strategies
• Stays current on industry best-practices and regulatory expectations, rules, and changes
• ADDENDUM FOR PRODUCT DISCLOSURES
• The Disclosure Management and Client Success Specialist supports the Product Management function and develops, manages and owns programs that support corporate defined strategies and initiatives that align with the division’s Risk and Compliance Program.
• This role will play a critical role in defining and enhancing how product disclosures are managed and communicated to clients.
• Responsibilities include, but are not limited to, developing and maintaining a robust disclosure management system to ensure all product disclosures are accurate and comply with regulatory guidelines, as well as writing and executing communications to notify clients of any changes impacting their accounts and banking relationship.
• This role will be key in ensuring that the Bank not only has appropriate oversight of disclosures and client communication, but that we optimize the client experience and understanding of products and services.
• Develops and implements a system and process to effectively manage disclosures, including regular reviews to ensure accuracy and relevance.
• Maintains the inventory of all disclosure materials for designated products and services.
• Ensures all client disclosures are accurate and comply with all pursuant regulatory guidelines.
• Collaborates with product managers, operations/fulfillment, legal and compliance partners to create, review, update and implement disclosure materials based on product and regulatory requirements.
• Operates as a point of contact for the department by responding to internal inquiries regarding disclosures and communications.
• Writes and manages execution of client-facing communications to ensure clients are notified of product changes appropriately and that regulatory requirements are met.
• Provides regular analysis and reporting on disclosure maintenance and related client communications.
• Evaluates and executes on opportunities to redesign and streamline disclosure materials.
• Evaluates and executes on opportunities to improve client onboarding and servicing.
• Completes ad hoc responsibilities and projects as requested.

Must-Have*

• Bachelor's Degree or equivalent work experience
• Minimum 4 years of financial services or an equivalent, regulated industry experience
• Minimum 4 years in compliance or risk management
• Minimum 2 years of experience managing medium to large projects

Skills and Knowledge

• Proficiency in MS Office, Project, and SharePoint
• Demonstrated experience with regulations impacting consumer banking and/or business unit functions preferred
• Demonstrated strong and sound decision making abilities about compliance risks and recommended corrective action.
• Demonstrated ability to think critically and facilitate change through collaborative efforts. Strong interpersonal, verbal, and written communication skills.