Risk Systems Analyst, Bulgaria

Job Responsibilities:

• Be responsible for the analysis of fraud and money- laundering trends and patterns, providing consumable and practical business intelligence;
• Play a role in fraud detection and prevention, providing insights and suggestions onto the best methods for risk management;
• Analyze proposed new business products and markets to identify new risks and make recommendations on how to manage them;
• Ensure effective utilization of resources and risk systems to proactively prevent and detect fraud and money laundering activities in order to minimize financial losses and reputational risks;
• Participate in the development of financial crime rules to detect and prevent fraud and money-laundering;
• Recommend and implement adequate and efficient systems and processes to ensure that robust fraud detection and verification mechanisms are in place in accordance with the overall Risk strategy;
• Conduct post-fraud analysis to determine gaps in current controls;
• Offer guidance and share expertise with other members of the Risk Management department; 
• Be responsible for the quality and content of weekly and monthly reporting;
• Establish and maintain effective communication networks with key stakeholders, business partners and peers;
• Work closely with Risk Management teams- Risk Analytics and Projects team, Investigations, Chargeback management team as well as Risk dedicated product owners;
• Support risk related projects, suggest and spearhead vendor solution pilots, and co-ordinate initiatives to automate manual processes;
• Ensure that the company's risk solutions are robust, efficient and compliant with laws and regulations of the relevant jurisdictions;
• Participates in inspections by banking partners, regulators & other external partners;
• Deal with transaction routing management while keeping the relevant KPIs within the thresholds set by the team;
• Participate in all stages of the new acquirers integration and management;
• Perform other duties as required as well as ad hoc projects - lead and/or participation in business unit projects.

Job Requirements:

• Reporting and databases knowledge/experience is mandatory;
• Previous knowledge/experience with Excel and SQL would be considered a plus;
• The analyst should preferably have basic knowledge of the applicable legislation in the field of fintech business – payment instruments and e-money issuers, etc;
• They must have a reasonable understanding of the Company’s business, its technical, financial and organizational structure;
• Able to communicate effectively with people at all levels both inside and outside the Company;
• Strong written and verbal communication skills;
• Excellent organizational skills, decision-making skills, effective problem-solving skills, as well as skills to work independently and in a team;
• Act with integrity, initiative, perseverance, discretion, and ability for respect the personal dignity and rights of each employee;