Senior AML Operations Analyst

Senior AML Operations Analyst
The Senior Anti-Money Laundering Operations Analyst is part of a function that is primarily responsible for complex enhanced due diligence associated with clients presenting a higher Anti Money Laundering (AML) risk. Under limited supervision, this job contributes to complex screening processes associated with watch list filtering alerts for Office of Foreign Assets Control (OFAC) compliance, Politically Exposed Persons (PEPs), Adverse Media, and other screening efforts to detect potential high risk individuals or activities which can expose the company to regulatory and reputational risk. This job has a deep understanding of the client's relationship and use of their accounts.

Key Responsibilities and Duties

• Investigates Know Your Customer (KYC) information by conducting advanced research utilizing available tools, systems, and the Internet to develop a thorough understanding of the client.
• Detects, assesses and escalates high risk suspicious activity to AML Management for possible law enforcement and/or regulatory referrals.
• Assesses client profile data and transaction activity against complex hits to determine matches and to ensure normal and expected behavior.
• Manages complex cases or reviews involving matters such as multiple relationship accounts and complex ownership structures.
• Onboard and trains new associates and provides peer based coaching, as needed.
• Advises guidance to business partners in matters of AML Compliance.
• Researches and reviews responses to regulatory agencies, including law enforcement agencies, in view of applicable AML, Financial Industry Regulatory Authority (FINRA), Securities and Exchange Commission (SEC) and Federal rules and regulations.
• Maintains an advanced understanding of AML regulations current money laundering schemes and investigative techniques required to detect illegal or unethical schemes.

Educational Requirements

• University (Degree) Preferred

Work Experience

• 3+ Years Required; 5+ Years Preferred

FINRA Registrations

• SRC Indicator: NRF

Licenses and Certifications

• Certified Anti-Money Laundering Specialist (CAMS) - Association of Certified Anti Money Laundering Specialists preferred

Physical Requirements

• Physical Requirements: Sedentary Work

Career Level
7IC

Required

3 years of relevant financial crimes experience within the financial services industry preferred (e.g. fraud, AML, or operational risk)

Functional knowledge of various fraud typologies, regulatory guidance, and industry practices

Demonstrated ability to interpret data and assess reasonability in a fast paced environment

Preferred

5 years of relevant financial crimes experience within the financial services industry preferred (e.g. fraud, AML, or operational risk)
Certified Anti-Money Laundering Specialist (CAMS) - Association of Certified Anti Money Laundering Specialists preferred

BS/BA Degree preferred

Leadership experience in an operations environment preferred

Analytical skills with the ability to solve complex problems and execute on solutions

Strong interpersonal and relationship skills

Strong written and verbal communication skills

Participate and/or manage special projects

Proficiency with Microsoft Office

Adaptability to learn new technology

Flexibility to adapt to changing priorities to meet business needs

Base Pay Range: $64,600/yr. - $107,700/yr.

Actual base salary may vary based upon, but not limited to, relevant experience, time in role, base salary of internal peers, prior performance, business sector, and geographic location. In addition to base salary, the competitive compensation package may include, depending on the role, participation in an incentive program linked to performance (for example, annual discretionary incentive programs, non-annual sales incentive plans, or other non-annual incentive plans).

Company Overview

TIAA is the leading provider of financial services in the academic, research, medical, cultural and government fields. We offer a wide range of financial solutions, including investing, banking, advice and education, and retirement services.

COVID-19 Vaccination

TIAA requires all U.S. employees to be fully vaccinated against COVID-19 and provide documentation of full vaccination, unless you qualify for an accommodation as determined by TIAA consistent with applicable law.

Benefits and Total Rewards

The organization is committed to making financial well-being possible for its clients, and is equally committed to the well-being of our associates. That's why we offer a comprehensive Total Rewards package designed to make a positive difference in the lives of our associates and their loved ones. Our benefits include a superior retirement program and highly competitive health, wellness and work life offerings that can help you achieve and maintain your best possible physical, emotional and financial well-being. To learn more about your benefits, please review our Benefits Summary.

Equal Opportunity

We are an Equal Opportunity/Affirmative Action Employer. We consider all qualified applicants for employment regardless of age, race, color, national origin, sex, religion, veteran status, disability, sexual orientation, gender identity, or any other protected status.

Read more about the Equal Opportunity Law here.

Accessibility Support

TIAA offers support for those who need assistance with our online application process to provide an equal employment opportunity to all job seekers, including individuals with disabilities.

If you are a U.S. applicant and desire a reasonable accommodation to complete a job application please use one of the below options to contact our accessibility support team:

Phone: (800) 842-2755

Email: [email protected]

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