Senior Manager, Fraud and Risk Strategy

SENIOR MANAGER, FRAUD & RISK STRATEGY

Current is a leading U.S. fintech serving people who have been overlooked by traditional banks and one of the fastest growing companies with nearly 4 million members. Headquartered in NYC, our results-driven environment enables us to build better products, grow faster and empower everyone on our team to have an impact on our business and our mission to improve financial outcomes for our members.  

RESPONSIBILITIES

• Develop data driven fraud risk strategies and controls by different type of first- and third-party fraud like Account Take over, synthetic ID, stolen financials;
• Develop and maintain dashboards to track fraud loss rates by fraud types;
• Develop data driven process to review fraud cases;
• Improve core metrics related to fraud rate, incidents, charged-off dollars and customer experience from vintage to vintage; track and respond when metrics signal improvement opportunities;
• Partner with Engineering, Product, and Operations teams to conceive, design, and monitor fraud strategies to mitigate fraud risk in the most precise manner possible;
• Identify and explore new approaches, data sources/vendors and potential partnerships to support improvements to existing and new programs; implement these tools as needed;
• Partner with fraud operations team to execute on the fraud risk policy and procedures.

REQUIREMENTS

• Master’s Degree in  Business Administration, Economics, Finance or related field;
• 3 years of work experience in a fraud strategy and analytics role in the financial industry;
• 3 years experience in application and transaction fraud management in consumer lending or banking;
• Proficient in using analytical tools including SQL (Snowflake, Databricks), Tableau and collaboration tools including Slides, Jira, Confluence.

This role has a base salary range of $190,000 - $235,000. Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits.

BENEFITS:

• Competitive salary 
• Meaningful equity in the form of stock options 
• 401(k) plan
• Discretionary performance bonus program 
• Biannual performance reviews
• Medical, Dental and Vision premiums covered at 100% for you and your dependents 
• Flexible time off and paid holidays 
• Generous parental leave policy
• Commuter benefits 
• Fitness benefits
• Healthcare and Dependent care FSA benefit 
• Employee Assistance Programs focused on mental health 
• Healthcare advocacy program for all employees 
• Access to mental health apps 
• Team building activities
• Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches