Senior Risk Underwriter

BlueSnap is a rapid growth international FinTech company, headquartered in Waltham, MA, with offices in Israel, Ireland, and the UK. We are thrilled to be one of the fastest growing companies in the payments industry. Our team works collaboratively building a world-class all-in-one payments orchestration platform that provides our clients with extensive capabilities, technologies, and services, all with only one integration.
BlueSnap is seeking a Senior Risk Underwriter who will be part of our Risk & Fraud Management team responsible for the underwriting and ongoing risk monitoring of our Card Not Present (CNP) merchant portfolio. The primary responsibility of this role is to underwrite and perform a credit review of eCommerce merchants wanting to board to the BlueSnap platform, and to gather required Know Your Customer ("KYC") and anti-money laundering ("AML") information. These activities make up a key part of the onboarding decision making process at BlueSnap.
The Risk Underwriter is proactive, results oriented and is expected to be able to work independently, to conduct moderate to complex risk analyses, and to present the analytical findings to the management team. This role requires strong analytical and problem-solving skills, attention to detail, and excellent verbal and written communication skills. This role works closely with the Sales and Merchant Support teams and is responsible for understanding and improving the underwriting process.
Responsibilities:
Merchant Underwriting

• Knowledge of AML, KYC, PCI, OFAC, MC/Visa compliance and equivalents in all relevant Domestic and International markets
• Experience with Card Not Present (CNP) merchants
• Responsible for analyzing risk of the BlueSnap merchant portfolio
• Assist in the analysis of chargeback exposure and merchant payout timing
• Analysis of financial statements

General

• Identify and manage risk, escalating where appropriate. Ensure processes operate as designed and that key indicators are in place to facilitate reliable analysis of the BlueSnap merchant portfolio
• Experience with online/card not present merchants in electronic/digital commerce channels
• Persistent and results focused - must be able to deliver results
• Extensive multi-tasking and prioritization skills - needs to excel in a fast paced environment with frequently changing priorities

Requirements:

• 2+ years of experience in credit, underwriting, and risk management preferably in the CNP payments industry and preferably managing the entire risk life cycle of customer accounts
• Excellent written, verbal, facilitation and presentation skills
• Process orientation with a desire to improve processes and drive efficiencies
• Attention to detail
• Strong conceptual and quantitative problem-solving skills
• Skilled communicator with ability to influence others
• Proficient use of Excel and other MS Office applications
• Versed on Third Party Underwriting/Risk Solution Programs preferred
• In depth knowledge of card transactions and Visa/MasterCard regulations strongly preferred

As an eligible full-time BlueSnap team member you will receive a competitive salary, along with an excellent benefits package which will include BlueCross BlueShield medical and dental insurance, FSA, HRA, vision, life, disability and more! You will have the opportunity to save for retirement through our 401k plan. We find some of our best team members through employee referrals, which is why we provide you with the opportunity to earn significant referral bonuses. In addition, we provide our team members with a Flexible Time Off plan that will help you enjoy nice work/life balance. These are just a few of the great benefits we offer. We look forward telling you more during the interview process with BlueSnap!
BlueSnap is an equal opportunity employer. We celebrate differences in both background and perspective. All our applicants are considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, or disability status. We support equality of treatment in employment and are committed to having procedures to determine equal pay for our employees that do not discriminate and are free from bias.
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