Senior Software Engineer (Ruby on Rails)

· Remote

Location

Remote

Type

Full Time

Job Description

Senior Software Engineer (Ruby on Rails)

Reposted 3 Hours Ago
New York NY USA
Hybrid
130K-160K Annually
Mid level
Fintech
The Role
As a Senior Software Engineer you'll enhance retirement planning software collaborate on investment improvements and incrementally deliver new banking features.
Summary Generated by Built In

Who We Are

We're on a mission to revolutionize retirement for millions of Americans.

Retirable is a mission-driven venture backed fintech that helps everyday Americans retire with financial confidence through professional retirement advice wealth management and banking. We're the bridge between where Americans are today and the confident well-funded retirement that they deserve.

The problem is staggering

12000 Americans retire each day and less than a quarter have ever seen a financial planning professional. That's millions of hardworking Americans heading toward retirement underfunded underprepared and unnecessarily stressed.

For too long professional retirement planning has been exclusive to the wealthy. Meanwhile everyday
Americans have been left to navigate one of life's most critical transitions alone.

We're changing that

At Retirable we're tearing down traditional barriers to world-class retirement advice. We don't sell products we build relationships. We don't push portfolios we craft personalized roadmaps to financial freedom.

This isn't just fintech. This is about fundamentally reshaping how America retires; one person one plan one confident future at a time.

Read more from our founders:
* How to save America’s next retirees before it’s too late: https://medium.com/@tyler_cfp/how-to-save-americas-next-retirees-before-it-s-too-late-4190370890a9
* Our product principles: https://medium.com/@ianyamey_87396/product-principles-a-mission-on-its-own-is-not-enough-bd44680da683)

Senior Software Engineer

We are looking for a product-driven Senior Software Engineer to join our team and build best-in-class products that transform the way mass-market Americans plan for and live out their retirement. We’re a small team that maintains a wide ranging product meaning you’ll be able to own meaningful parts of our domain that our users rely on for their financial lives in retirement.

Your growth mindset comfort with ambiguity and attention to detail will enable us to ship the highest quality products in a fast-paced environment. As a senior member of the team you’ll be foundational in cultivating a diverse inclusive and feedback-driven engineering culture.

What You'll Do

Your responsibilities will continue to evolve alongside our company team and services but here’s what you might be doing during your first few months:

  • Work with advisors to plan improvements to the retirement planning software they use daily to build clients’ confidence in retirement
  • Collaborate with the Investment Committee to thoroughly test and rollout improvements you make to retirement portfolio rebalancing
  • Incrementally deliver new banking features in the client dashboard across web iOS and Android apps presenting weekly demos to advisors and the wider Retirable team
  • Make self-directed improvements to our architecture patterns and developer tooling during sprint cooldowns or work with our CTO to prioritize larger strategic technical and product initiatives

Tech Stack

  • A Ruby on Rails monolith that is oriented around domain-driven design CQRS and event sourcing paradigms to give us a decoupled backend that's easy to ship
  • Frontend UI that’s built with React Typescript Apollo Client + GraphQL and our own component library to enable us to build branded user interfaces quickly
  • Heroku cloud infrastructure we deploy to continuously using a robust Github Actions CI pipeline so we can spend more time delivering value to our customers and less time on DevOps

What We’re Looking For

  • 3-5 years of experience working as a professional software engineer
  • Excited about building software that helps everyday Americans retire with confidence
  • Product-minded engineer that is comfortable engaging directly with advisors and clients to solve complex problems
  • Experience writing clear and concise code and establishing or iterating on code patterns that have been adopted by others
  • Excellent written and verbal communication skills
  • Comfortable working in a hybrid remote environment and coming into the office a few days a week
  • Ruby on Rails React and/or consumer-facing fintech product experience a plus but not required

Benefits

  • Competitive salary ($130k - $160k) + company equity
  • 401(k)
  • Medical dental and vision benefits
  • Flexible and Remote-friendly culture with a convenient office in the heart of Flatiron
  • Leadership opportunities mentorship and coaching from an executive team who were early employees at several of NYC’s leading FinTech startups.

Ready to reshape retirement in America? We'd love to hear from you.

Top Skills

Apollo Client
Github Actions
GraphQL
Heroku
React
Ruby On Rails
Typescript
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The Company
HQ: New York NY
22 Employees

What We Do

Retirable the first-of-its-kind holistic retirement solution with the ongoing care of an advisor offers products and services across the retirement investing planning and spending spectrum. Retirable was founded by industry veterans to empower a worry-free retirement for everyone. By opening access to financial guidance for retirement Retirable gives its clients greater confidence and control when they need it most.

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Date Posted

04/15/2026

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