Senior Software Engineer Backend - Platform (Payment Rails)

We are looking for a Senior Software Engineer to join the Payment Rails team within Coinbase's Platform organization. Payment Rails is the foundational infrastructure that powers how money moves at Coinbase—processing fiat deposits withdrawals and transfers across payment methods gateways and banking integrations at scale. You'll design and build the low-latency high-throughput backend services that ensure every transaction is fast secure and reliable directly enabling millions of customers to move value seamlessly across the Coinbase ecosystem and beyond.

What you’ll be doing (ie. job duties):

• Design and build scalable payment systems that process millions of transactions daily—developing APIs services and integrations that power deposits withdrawals and fund transfers across multiple payment methods and rails.
• Own backend services end-to-end from architecture through production—writing high-quality well-tested code and operating services that must be correct auditable and reliable in a real-time financial environment.
• Partner cross-functionally with Product Design Compliance and Finance to translate complex payment requirements into robust scalable technical solutions that balance speed safety and regulatory compliance.
• Drive technical vision and execution by working with engineers product managers and senior leadership to shape the long-term roadmap for Payment Rails—identifying opportunities to improve reliability reduce latency and scale our systems.
• Integrate with internal and external partners including banking systems payment processors and teams across Coinbase (e.g. FinHub Ledger Risk) to ensure seamless money movement across the platform.
• Contribute to engineering excellence by mentoring teammates participating in design reviews and helping build a strong inclusive and high-performing engineering culture.

What we look for in you (ie. job requirements):

• 5+ years of experience in backend software engineering with demonstrated experience building high-volume low-latency distributed systems.
• Strong coding skills in Go (preferred) or similar languages with solid understanding of relational databases transactions and data consistency.
• Experience designing and operating production services at scale—including monitoring alerting incident response and performance optimization.
• Deep understanding of distributed systems APIs and system design principles—you can decompose complex problems into well-structured service-oriented architectures.
• Proven ability to collaborate across teams and functions driving alignment with both technical and non-technical stakeholders.
• You're passionate about building an open financial system that brings the world together.
• Demonstrates the ability to responsibly use generative AI tools and copilots (e.g. LibreChat Gemini Glean) in daily workflows continuously learn as tools evolve and apply human-in-the-loop practices to deliver business-ready outputs and drive measurable improvements in efficiency cost and quality.

Nice to haves:

• Experience with payment systems banking integrations or financial infrastructure (e.g. ACH SWIFT SEPA card networks payment processors).
• Experience with blockchain technology stablecoins or crypto payment flows.
• You've gone through rapid growth at a company (from startup to mid-size) and understand the challenges of scaling systems and teams.
• Crypto-forward experience including familiarity with onchain activity such as interacting with Ethereum addresses using ENS and engaging with dApps or blockchain-based services.

Job #: P75674

What We Do

Crypto creates economic freedom by ensuring that people can participate fairly in the economy and Coinbase (NASDAQ: COIN) is on a mission to increase economic freedom for more than 1 billion people. We’re updating the century-old financial system by providing a trusted platform that makes it easy for people and institutions to engage with crypto assets including trading staking safekeeping spending and fast free global transfers. We also provide critical infrastructure for onchain activity and support builders who share our vision that onchain is the new online. And together with the crypto community we advocate for responsible rules to make the benefits of crypto available around the world.

Why Work With Us

We have the opportunity to accelerate the pace of innovation in the world by building an open financial system. Our vision is to create more economic freedom in the world to help people control their own wealth start companies have financial privacy and participate in the global economy. And to get us there we focus build and move as a team.

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