Senior Staff Software Engineer Crypto

The Role

We’re excited to invite a Senior Staff Engineer to join our amazing team at SoFi! We are on a journey to build out a new team dedicated to developing innovative crypto products and services for our members. With recent developments paving the way for SoFi to re-enter the crypto space we’re eager to expand our product offerings with intuitive secure and fully-featured solutions across crypto Investing Transfers Payments Custody and beyond.

As a member of our team you’ll be right in the heart of the action—implementing functionality architecting our systems squashing bugs maintaining the health of our code and continuously growing as an engineer. We’re looking for someone who is both forward-thinking and hands-on with a strong sense of ownership and a passion for delivering results. You’ll also be a great mentor and co-worker! At SoFi we take pride in the collaboration between Product Design and Engineering and you’ll be involved in the entire product lifecycle—from ideation through building deploying and ongoing improvement and evolution.

Joining SoFi means becoming part of a new kind of finance company with a mission to help our members achieve financial independence and reach their goals. We aim to be at the center of our members’ financial lives helping everyone get their money right. We started with student loan refinancing tackling the biggest financial challenge of a new generation through a modern approach to lending and personal finance. Since then we’ve expanded our products and services across loans wealth management and insurance. SoFi has seen significant growth and has ambitious plans ahead but to continue this journey we need talented individuals like you!

Key responsibilities:

• Write production-grade scalable backend code using Java Kotlin Spring Boot and modern frameworks.
• Debug and resolve complex systems issues in high-scale real-time services.
• Build high-quality scalable systems with a focus on performance security and reliability in crypto products.
• Shape the technical architecture across SoFi’s crypto stack—wallets custody trading and beyond.
• Drive new ideas and technical strategies that push our crypto offerings forward.
• Raise the bar on engineering through code quality mentorship and setting strong technical standards.
• Apply deep knowledge of crypto protocols smart contracts and blockchain infrastructure.
• Collaborate across teams to deliver reusable crypto services and integrate with SoFi’s broader platform.
• Mentor engineers and contribute to a culture of technical growth and curiosity.
• Lead discussions reviews and decisions across teams and with senior technical leadership.
• Make smart pragmatic decisions that balance speed and quality.
• Stay curious—constantly learning new tools protocols and patterns in the evolving crypto space.
• Ask hard questions give and take feedback well and thrive in a collaborative fast-moving environment.

What you'll need:

• 10+ years of programming experience with significant experience in modern languages and familiarity with AI tools.
• BS Degree or equivalent from a fully-accredited college or university preferred.
• Expert understanding and hands-on experience building and operating large-scale fault-tolerant distributed systems workflows databases and mobile/web applications.
• Expertise with Java / Spring / Kotlin / PostgreSQL / AWS and any modern Java frameworks REST APIs and relational databases.
• Deep understanding of code release deployment orchestration/rollout mechanisms logging instrumentation monitoring and alerting in a microservices environment.
• Experience with public cloud infrastructure.
• Excellent verbal and written communication skills and ability to work with stakeholders across disciplines.
• Understanding of blockchain fundamentals and distributed ledger technologies.
• Familiarity with digital assets across major chains (Bitcoin Ethereum etc.).
• Hands-on experience with smart contracts is a plus.
• Familiarity with custody settlement and clearing of crypto transactions.
• Experience with security and best practices for wallet management.
• Exposure to crypto trading platforms market data and DeFi protocols.
• Experience integrating with or building services using crypto infrastructure providers (e.g. Fireblocks Zero Hash Anchorage).
• Awareness of Web3 trends including NFTs DAOs and Layer 2 solutions.
• Prior work in or collaboration with crypto-native companies or fintechs.
• Enthusiasm for the evolving digital asset ecosystem and its potential impact on financial services.

What We Do

SoFi wasn’t built to be a bank. Or a technology company. We were built for one mission: help people achieve financial independence so they can realize their ambitions. Redefining an entire industry isn’t easy work—and it’s not for the faint of heart. It takes a certain kind of team. People with diverse perspectives and expertise united by a common sense of purpose. People willing to challenge assumptions but always do the right thing. People proving that innovation and responsibility don’t have to compete but can come together to create something truly unconventional in the world. For the last eight years we’ve been charting this new path forward. We call it The SoFi Way. At SoFi we don’t just talk about culture: we live it. The SoFi Way is how we show up every day how we make decisions and how we build for our members clients and each other.

Why Work With Us

Together with our members we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation and we’re at the forefront.

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