Software Engineer, Crypto Lending

Who we are:

Cross River is a highly profitable fast-growing financial technology company that helps clients to deliver financial solutions that empower consumers anytime, everywhere. We are on a mission to build the infrastructure that propels access, inclusion, and the democratization of financial services.

We are backed by Andreessen Horowitz, Battery Ventures, KKR, Ribbit Capital; our partners include companies such as Affirm, Stripe, Coinbase, and many others. We have over 600 employees, originated over $55B in loans, and supported 480K small businesses through the recent paycheck protection program. We have been recognized for the fourth year in a row by CB Insights as one of the 250 best global FinTech.

We are now committed to build products for companies who want to bring crypto to the next 1B people: we are uniquely positioned to succeed because of our technology, experience, and strong relationships with market participants and regulators.

Cross River offers amongst the best benefits in the industry: Family Medical Plans with minimal outlay to the employee, generous time off, matching 401K, pre-IPO equity, flexible and hybrid work culture, a shuttle from Manhattan to the office, and many more perks and amenities

• Build both back-end and front-end stack from the ground up: you will build the underlying mechanism that regulates the loan LTV and manages funds
• Build APIs that expose these logics both internally and externally. Efforts are mainly focused on building this to support large scale solution.
• Build front-end tools on top of our APIs that our clients will use to request a new loan, open a new wallet, transfer funds, etc.

• Develop products and features for our new crypto offering from ground-up
• Work closely with our Product and Design teams to define feature specifications
• Define and build products for internal and external business customers

• 3+ years developing backed REST API services using Node.js, GoLang, Python or Java
• Understanding of distributed cloud and microservices architecture
• Deep understanding of modern security best practices
• Experience with GCP/AWS - specifically Cloud Computing, API Gateways, etc.
• Experience with NoSQL (MongoDB, Cassandra, Redis) and SQL (Postgres, MySQL, MS SQL)
• Ability to breakdown and articulate solutions to complex problems
• Knack for writing clean, readable, maintainable, and reusable code
• Desire to be involved in product definition
• Strong sense of urgency in a professional setting

• Experience building front end with React or Angular JS
• Experience building Margin/Lending products before
• Experience building business products in fintech or crypto
• Experience building and managing a team