Sr. Credit Analyst- Cashalo/Empower, Asia Pacific (Remote)

EMPOWER OVERVIEW

Empower is a fast-growing fintech on a mission to expand access to fair credit to give anyone the opportunity to improve their financial security and mobility. We recently launched in Southeast Asia through our acquisition of Cashalo, the leading online lending platform in the Philippines. Our mission to expand access to credit in the region will take creativity, passion, and drive. Are you in?

Empower is backed by Sequoia Capital, Blisce, and Icon Ventures. Are we the next great place to grow your impact and accelerate your career? We think so:

Inc. ranked Empower #56 in the 2023 Inc. 5000 list of the fastest-growing private companies in the US (#55 in 2022). Forbes put Empower on its 2023 list of America's Best Startup Employers. Fast Company recognized the new Empower Thrive line of credit in their 2022 list of the Next Big Things in Tech.

THE EMPOWER WAY

Great Expectations: We come up with bold, audacious goals for ourselves and go all out for impact

Owner Mindset: We give every employee latitude to act independently, make smart choices, and move the business forward

Spirited Debate: We love skeptics and seek counter opinions to challenge our personal assumptions and expand our view

Customer Obsession: We listen to understand, empathize, and create a memorable, rewarding experience for our community

Inclusive Collaboration: We believe diverse teams make the best decisions, and we strive to give diverse voices a seat at the table

No Jerks Allowed: We value our relationships and take the time to build trust and connection and communicate respectfully

JOB DESCRIPTION

Empower is searching for a talented problem solver to grow our business and manage credit risk of our lending products. You will be joining in the early stages of a fast growing company, and have the opportunity to jump right in on many exciting and impactful credit projects. The ideal candidate is passionate about using data and analytics to drive business growth and help customers improve their financial situations. This individual will own workstreams across credit policy, testing, and valuations and will be asked to take projects from ideation to execution. They will also need to partner with product, tech, and finance teams to build out solutions that drive value for Empower and our customers. The right person for this role is someone who shines while solving complex problems and is comfortable with a wide variety of technical tools.

Travel for company offsites is expected at a minimum 2 times a year.

Key Responsibilities

• Use data to optimize policies, driving better outcomes for Empower and our customers
• Design tests to measure effectiveness of new strategies where data is limited or non-existent
• Build financial models to provide detailed estimates and refine strategies
• Create automated systems to monitor business performance
• Become an expert in and owner of one or multiple subsections within the credit space

Candidate Qualifications

• B.S. degree in engineering, business, finance, computer science or mathematics
• 2+ years industry experience in data analytics, with a focus on using data to solve complicated and ambiguous problems
• Strong SQL abilities
• Excellent verbal and written communication skills, with an emphasis on data driven story-telling for wide audiences
• Comfort with ambiguity; the ability to lay out and test clear hypotheses, and solve problems without well-defined direction

At Empower, we hire for people that push themselves to understand others and seek out ways to challenge their personal assumptions. Our hope is that by fostering such an environment, we strengthen our business and relationships by putting people first. We are committed to building a diverse, inclusive, and equitable workspace where everyone (regardless of age, education, ethnicity, gender, sexual orientation, or any personal characteristics) feels like they belong. Even if your experience doesn’t exactly match up to our job description, you should feel empowered to apply regardless!