Sr. Funding Specialist

You will:

• Coordinate with the Sales team to obtain all necessary documents for loan funding and review them, seeking credit analyst approval when required.
• Maintain a strong understanding of Mulligan's underwriting and risk standards and apply them in a timely manner for necessary loan funding approvals.
• Conduct ad hoc research on clients and various documents such as bank statements, tax returns, and loan documents to protect against fraud.
• Issue and verify all loan contracts, ensuring accuracy in critical financial and personal details of clients.
• Complete an onboarding call with new clients and verify the identities of business owners.
• Collaborate with the accounting department to oversee the loan throughout the funding process.
• Handle the filing and termination of UCC's (uniform commercial code).
• Assist in customer service inquiries and take on ad hoc projects as needed.
• Set the standard in attention to detail.
• Lead new hire and interdepartmental training sessions.
• Play a pivotal role in supporting the manager in the development and execution of fraud prevention measures.
• Assist in updating departmental policies and procedures.
• Collaborate with operations to ensure departmental efficiency.
• Be proficient with bank verification tools and identity verification tools, including but not limited to Giact, LexisNexis, Tincheck, & Tax Guard.
• Possess a sharp eye for detecting fraudulent applicants and voice concerns when fraud is suspected.

You have:

• A Bachelor’s Degree (3.0+ GPA preferred) or equivalent experience in a related discipline.
• A minimum of three years in the lending industry, with a strong preference for experience in loan closing or related fields.
• Well-developed organizational, communication, and time-management skills.
• Strong interpersonal and communication abilities, ensuring clear and effective interactions with both internal and external stakeholders.
• Experience in training less seasoned team members.
• Proficiency in all Microsoft Office Products, G-Suite, and a knack for quickly mastering new programs and CRM systems.
• Critical thinking and risk management capabilities combined with outstanding customer service skills to deliver a world-class experience.
• The capacity to make complex decisions under pressure in a rapid environment, paired with a love for multi-tasking.
• A consistent level of professionalism accompanied by top-notch verbal, written, and interpersonal communication skills.
• An inherent ability to adapt to ever-changing situations.
• A proactive approach, willing to undertake new operational tasks aimed at fostering business growth.

We offer:

• Competitive compensation package
• Great Medical, Vision and Dental Benefits
• 401K with matching contribution
• Sick, Vacation, and Holidays
• Gym membership contribution 
• A dynamic, growing team in a highly regarded organization
• Start-up culture, within an established business with 10 years of experience
• Flexibility to work remote full-time during Covid-19 pandemic
• Great central location in San Diego – easy access from highway