Systems Risk Analyst

Systems Risk Analyst

Risk | San Francisco, CA

About At-Bay:

At-Bay combines world-class technology with industry-leading insurance to help clients meet risk head-on. Partnering with brokers and business owners alike, we provide modern insurance products and active risk monitoring services for companies of every size and in every industry. Our team boasts many backgrounds and skills, from analysts and developers to designers and underwriters, and everything in between — all working together to redefine what it means to be an insurance company. 

We’re proud to be a diverse company and to have expertise from multiple industries driving our culture. At-Bay is expanding rapidly, and as we grow, we’re prioritizing inclusive hiring practices and supportive team environments. We’re committed to building a company culture where people of all identities and backgrounds are empowered to thrive, develop their career, and bring their full self to work. 

At-Bay is a globally distributed company with hubs in Atlanta, New York City, San Francisco, and Tel Aviv. To date, we have raised $292 million in funding from Acrew Capital, Glilot Capital, Icon Ventures, ION Crossover Partners, Khosla Ventures, Lightspeed Venture Partners, M12, entrepreneur Shlomo Kramer, and Qumra Capital. 

The role:

We are looking for a strong Systems Analyst with decision engine experience to sit on our Risk team. The internal title for this position is Risk Analyst, Decision Engine. 

The risk function is one of the most critical, cross functional business units at our company - it is where business meets technology. As a Risk Analyst on the Decision Engine Team, you will ensure the production quality of our core underwriting engine directly impacting billions of dollars of exposure. You will guard our underwriting performance through enablement of effective pricing and automatic decision rules. You will build new products from scratch and collaborate with many teams include RnD to scale and validate decisions to production. You will be building the Decision Engine models using DMN, collaborating with cross functional teams to push insights to production at a record speed.

Your Impact:

• Build rating and rules engine from scratch, and adopt changes to existing rate plan and rule logic based on risk and landscape changes 
• Develop new features and automations in our rules engine system to support decisions in agile approach 
• Partner with our Risk units, Insurance Product, Underwriting and Technical teams to translate business needs and technical capabilities into actionable risk releases
• Partner with our RnD team to scale decisions quickly and efficiently
• Implement, QA, troubleshooting, hot fix risk initiatives  
• Validate all the active changes prior to deployment run as expected
• Identify and resolve roadblocks that affect release timelines and quality upfront
• Constantly optimize for best practice in model/infrastructure design, automation, product requirement, implementation, testing, and release cycle 

In this role we value:

• Actuarial, insurance product management, risk analyst, underwriting, rule engine (insurance/lending/safety/security etc.), or similar fields
• Working knowledge of rate plan, referral rules, underwriting logics 
• Experience with DMN
• SQL and Python proficiency; JavaScript experience preferred
• Strong troubleshooting, problem-solving, and project management skills
• Effective verbal and written communication
• Driven, organized, team player, strong sense of ownership, accountable, concise, attention to detail 
• Experience with product implementation or defining business and technical requirements with RnD for successful deployment of production is a plus 

What you'll get

• A competitive salary, benefits package
• Passionate, smart, and fun people to work with 
• You will never lack for challenge, we are a unique blend of a tech startup, an international firm, and an insurance company
• Great office locations in San Francisco and New York City; potential for remote work in the US