Technology Business Risk Leader

Come build the next-gen fintech at Early Warning, network operator of Zelle®, where we're relentlessly focused on empowering prosperity in all its forms.

From fast money movement for over 100 million people who can access Zelle® directly through their banking app to new account opening and beyond - we make a difference in the lives of consumers and businesses every day and enable them to live their best financial lives. And we're only getting started.

With new state-of the-art offices in Scottsdale, AZ (Headquarters), Chicago, IL, San Francisco, CA - plus a growing presence in New York City - we're entering our next big chapter. We focus all hiring efforts in a few states and within driving distance of an office location to enable in-person collaboration when and where possible. Priority hiring locations are Scottsdale, AZ, Chicago, IL, NY tri-state metro area (New Jersey, New York and Connecticut) and San Francisco, CA. We are not actively recruiting in Rhode Island.

People matter to us, so we think our best work is done when we're together, in-person. From informal interactions, to sharing ideas, to mentoring and beyond. We also believe in workplace flexibility and empowering teams to determine the rhythm of work to create an inclusive culture. Through the power of innovative collaboration, we offer hybrid and (when necessary) virtual ("remote") workplace models.

Join us and make your mark on what's next in fintech.

*Applicants must be authorized to work for any employer in the United States. We are unable to sponsor an employment Visa for this position.

Overall Purpose

This position is a key risk advisor supporting the Technology organization, responsible for ensuring a strong risk culture and delivery of all risk management responsibilities. Partners closely with the Technology organization executives to build an understanding of the end-to-end and integrated risks impacting Technology as well as how to leverage risk management activities and techniques to build more effective business processes.

Essential Functions

• Partner with Technology Business Function leaders to drive cultural awareness, knowledge, adoption, and accountability for risk management activities across Technology.

• Serve as a strategic thought leader partnering with Technology leaders in identifying, assessing, monitoring, and documenting strategic current and emerging risks and risk themes across Technology, with input from other Risk Advisors and 2nd line Technology ORM partners, that could impede achieving business objectives. Actively engage in discussions concerning strategic business decisions to advise and guide on risk considerations.
• Partner with other risk and business leaders, to drive an end-to-end, holistic view of technology risks, controls and issues that may include non-technology processes and functions necessary to achieve a specific business outcome.
• Work with second line of defense risk functions to understand and monitor applicable requirements and assess business impact to support a consistent approach across Technology for appropriate projects and processes to address needed changes.
• Work closely with technology business leaders and the 2nd line ORM team to maintain a comprehensive universe of risks, controls and RCSAs that reflect a complete and accurate view of technology risk and is aligned with relevant IT frameworks and internal policies.
• Aggregate risk data across Technology to support reporting and analytics for risk management use by the business and 2nd line (RCSA, issues, vendor, control testing, etc.); ensure comprehensive universe of KRIs to support effective Technology-wide reporting.
• Prepare materials for risk reporting and updates to senior management, risk committees, and external oversight bodies.
• Ensure CTO has a holistic understanding of the schedule and timelines for risk programs required to be executed in the Technology organization.
• Supports the company's commitment to risk management and protecting the integrity and confidentiality of systems and data.

Minimum Qualifications

• Education and/or experience typically obtained through completion of a bachelor's degree.

• Minimum of (12) twelve or more years of risk management experience, preferably within financial services, or other complex, highly regulated environment, using the three lines of defense model.

• Strong Information Technology subject matter knowledge.
• Strong understanding of risk assessment techniques, practices, and control frameworks relevant to the financial services industry.
• Excellent collaboration skills and ability to work effectively across the three lines of defense.
• Self-starter with ability and desire to work independently.
• Ability to synthesize and analyze risk data.
• Working knowledge of regulatory requirements related to financial services technology.
• Persuasive communication, organization, and presentation skills, with experience working with executive level management.
• Effective influence management skills with experience challenging peers and leaders with contrasting views.
• Background and drug screen.

Preferred Qualifications

• Knowledge of COSO's Internal Control - Integrated Framework, or similar.
• Risk management, internal control, or Certified Regulatory Compliance (CRCM) certification(s).
• Experience documenting business processes and functions .
• Experience with regulatory reporting and regulatory interactions .

The pay scale for this position in:

Phoenix, AZ/ Chicago, IL in USD per year is: $150,000 - $170,000.

New York, NY/ San Francisco, CA in USD per year is: $170,000 - $190,000.

This pay scale is subject to change and is not necessarily reflective of actual compensation that may be earned, nor a promise of any specific pay for any specific candidate, which is always dependent on legitimate factors considered at the time of job offer. Early Warning Services takes into consideration a variety of factors when determining a competitive salary offer, including, but not limited to, the job scope, market rates and geographic location of a position, candidate's education, experience, training, and specialized skills or certification(s) in relation to the job requirements and compared with internal equity (peers). The business actively supports and reviews wage equity to ensure that pay decisions are not based on gender, race, national origin, or any other protected classes.

Additionally, candidates are eligible for a discretionary bonus, and benefits.

Physical Requirements

Working conditions consist of a normal office environment. Work is primarily sedentary and requires extensive use of a computer and involves sitting for periods of approximately four hours. Work may require occasional standing, walking, kneeling and reaching. Must be able to lift 10 pounds occasionally and/or negligible amount of force frequently. Requires visual acuity and dexterity to view, prepare, and manipulate documents and office equipment including personal computers. Requires the ability to communicate with internal and/or external customers.

Employee must be able to perform essential functions and physical requirements of position with or without reasonable accommodation.

Candidates responding to this posting must independently possess the eligibility to work in the United States at the date of hire.

The above job description is not intended to be an all-inclusive list of duties and standards of the position. Incumbents will follow instructions and perform other related duties as assigned by their supervisor.

Some of the Ways We Prioritize Your Health and Happiness

• Healthcare Coverage - Competitive medical (PPO/HDHP), dental, and vision plans as well as company contributions to your Health Savings Account (HSA) or pre-tax savings through flexible spending accounts (FSA) for commuting, health & dependent care expenses.

• 401(k) Retirement Plan - Featuring a 100% Company Safe Harbor Match on your first 6% deferral immediately upon eligibility.

• Paid Time Off - Unlimited Time Off for Exempt (salaried) employees, as well as generous PTO for Non-Exempt (hourly) employees, plus 11 paid company holidays and a paid volunteer day.

• 12 weeks of Paid Parental Leave

• Maven Family Planning - provides support through your Parenting journey including egg freezing, fertility, adoption, surrogacy, pregnancy, postpartum, early pediatrics, and returning to work.

And SO much more! We continue to enhance our program, so be sure to check our Benefits page here for the latest. Our team can share more during the interview process!

Early Warning Services, LLC ("Early Warning") considers for employment, hires, retains and promotes qualified candidates on the basis of ability, potential, and valid qualifications without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote equal employment opportunity and affirmative action, in accordance with all applicable federal, state, and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our employees.