Transaction Monitoring Junior Analyst

About Airtm:

Airtm believes in a world where people in developing nations are no longer limited by their local employment opportunities. A world where those that are being kept away from the global economy can unleash their global potential. We work to realize this vision by building end-to-end financial infrastructure capable of supporting low-value cross-border payments.

What you’ll be responsible for:

-Monitor and review AML alerts in line with prescribed procedures regularly ensuring they are being reviewed promptly and accurately.

-Investigate alerts to determine if there is a potential suspicious transaction involved.

-Assess if there is anything else unusual about a transaction mainly based on experience of previous transactions.

-Assess the transaction in the context of previous transactions and the client’s business/purpose of the account.

-Assess the relevance of the geographies of the remitter and beneficiaries of the transaction.

-Where there are grounds for suspicion or a requirement for guidance regarding an alert escalate in accordance with the procedures.

-Create and maintain accurate and concise records of all investigations undertaken including details on the rationale for any decisions made.

-Seek to understand the customer profile highlighted through the transaction monitoring alert process.

-Assist with preparing Suspicious Activity reports.

-Assist with the preparation of departmental Management information reports

-Provide input to the maintenance of the departmental procedures

-Provide advice and support to the Bank’s business units on the identification of areas of risk as a result of transaction monitoring trends

-Any other associated duties required from time to time to meet the departmental responsibilities and goals.

Experience & skills:

-Fluent in English

-Excellent verbal and written skills

-AML knowledge or previous experience is a plus

-SQL database knowledge is a plus