Underwriter

This position is posted by Jobgether on behalf of a partner company. We are currently looking for an Underwriter in Canada.

This role offers the opportunity to join a well-established insurance environment where analytical expertise and sound judgment directly contribute to fair and accurate risk evaluation across a wide range of life and disability insurance cases. You will work in a fully remote, flexible setting that supports autonomy, continuous learning, and professional growth while handling complex underwriting files with significant approval authority. The position plays a key role in ensuring responsible risk selection while maintaining strong client and partner relationships. You will collaborate with internal teams, external partners, and reinsurers to support informed decision-making and successful policy issuance. This is an excellent opportunity for an experienced underwriter seeking stability, strong benefits, and meaningful impact within a people-focused organization. The environment values precision, collaboration, and ongoing improvement in insurance practices across Canada.

• Provide expert technical underwriting assessment for life and disability insurance applications, applying individual risk evaluation methods to ensure accurate and consistent decisions.
• Manage complex underwriting cases independently while respecting established approval authority limits, including up to 750,000 CAD for life insurance and 2,500 CAD for disability coverage.
• Communicate underwriting decisions clearly and professionally with applicants, brokers, and internal stakeholders, ensuring transparency and understanding throughout the process.
• Negotiate with reinsurers and identify alternative solutions to support case approvals when appropriate.
• Collaborate with third-party administrators and partners to evaluate risk and ensure alignment with underwriting standards.
• Act as a subject matter resource during contestability periods, supporting claims review and decision validation.
• Contribute to maintaining underwriting quality, consistency, and compliance with internal guidelines and Canadian insurance regulations.

Requirements

• Bachelor’s degree in business administration, health sciences, or a related field.
• Minimum of 5 years of experience in life and/or disability underwriting within a regulated insurance environment.
• Strong understanding of insurance contracts, underwriting principles, and Canadian regulatory frameworks.
• Professional designations such as FLMI or FALU (completed or in progress) considered an asset.
• Excellent analytical thinking, judgment, and problem-solving abilities in complex case assessment.
• Strong communication skills with the ability to clearly explain decisions to both technical and non-technical stakeholders.
• High level of autonomy, proactivity, and accountability in managing workload and priorities.
• Bilingual proficiency in French and English, with the ability to communicate effectively in both languages in a professional context.

Benefits

• Competitive salary ranging from 85,000 to 95,000 CAD, depending on experience.
• 4 weeks of vacation from the start of employment.
• Fully remote, permanent position with a 35-hour work week.
• Flexible scheduling between 7:00 AM and 5:00 PM.
• Comprehensive group insurance from day one, including medical, dental, vision, travel, and roadside assistance coverage.
• Defined benefit pension plan comparable to public sector programs after one year of service.
• Paid sick leave and employee assistance program.
• Continuous training and professional development opportunities.
• Recognition programs, employee discounts, and regular social a