Lead AI and data strategy for Open Finance translating product priorities into AI/data initiatives ensuring governance and regulatory compliance advising on capability adoption and representing Mastercard externally. Drive cross-functional execution measure impact and foster responsible AI data practices and organizational readiness across products platforms and partnerships.

Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices making transactions secure simple smart and accessible. Our technology and innovation partnerships and networks combine to deliver a unique set of products and services that help people businesses and governments realize their greatest potential.
Title and Summary
Vice President AI & Data Strategy - Open Finance
Overview
The AI and Data Office is responsible for the strategy acquisition evaluation and responsible use of AI and data capabilities that power innovation and operations across Mastercard. Reporting to the Senior Vice President AI & Data Strategy the Vice President will partner with Open Finance and broader Services leaders to define and execute AI and data strategies that accelerate product innovation strengthen decision-making and enable scalable growth across a complex regulated ecosystem.
This role sits at the intersection of product strategy data governance and AI enablement-translating business priorities into actionable AI and data initiatives addressing capability and regulatory gaps and enabling responsible adoption across Open Finance products platforms and partnerships. The role requires deep domain expertise across payments Open Banking/Open Finance and data ecosystems combined with strong strategic judgment and executive influence.
Role Responsibilities:• Define and drive the AI and data strategy roadmap across Open Finance and Services ensuring alignment to product priorities regulatory requirements and measurable business outcomes.• Partner with business product and technology leaders to translate Open Finance priorities into AI and data initiatives while identifying and addressing gaps in data capabilities governance and operating models.• Serve as a strategic advisor on internal and third-party data and AI capabilities guiding evaluation prioritization and implementation of high-impact solutions across Open Finance use cases.• Drive the application of AI and data across Open Finance products including customer data transaction data and external data sources to enhance product capabilities risk management and customer outcomes.• Lead adoption of data and AI design practices across products and enterprise initiatives including data requirements AI intake and governance processes aligned with regulatory and compliance standards.• Ensure alignment with regulatory data privacy and compliance requirements including Open Banking frameworks data sharing standards and evolving global regulatory expectations.• Partner closely with data governance privacy engineering and risk teams to enable responsible AI adoption and ensure appropriate data usage controls and safeguards.• Build strong relationships across Open Finance Services and enterprise stakeholders to champion AI and data best practices and strengthen organizational readiness.• Represent Mastercard externally as a senior voice in Open Finance and AI engaging with clients partners and industry stakeholders to advance Mastercard's strategy and reputation.• Define track and communicate success metrics including AI adoption product impact and other indicators of strategy effectiveness and business value.• Foster a culture of innovation accountability operational ownership and execution excellence across cross-functional teams.
All About You:• Proven experience defining and executing AI and data strategies in product-led highly regulated environments preferably within payments fintech or Open Finance ecosystems.• Deep understanding of Open Finance and Open Banking including card and A2A payment systems data flows external data sources and customer data ecosystems.• Strong knowledge of regulatory compliance and data governance requirements including data privacy risk management and responsible AI practices.• Experience partnering with data governance privacy engineering and compliance teams to enable secure and responsible use of data and AI.• Strong understanding of AI data and analytics with the ability to connect technical capabilities to product strategy commercial outcomes and customer value.• Exceptional executive communication and stakeholder management skills with the ability to influence C-level leaders across product technology and business organizations globally.• Strong business and financial acumen with experience prioritizing investments and driving cost-efficient scalable solutions.• Proven ability to lead cross-functional initiatives and build strong relationships across diverse stakeholder groups in complex matrixed environments.• Ability to shape practical strategies and operating models that define how AI and data are governed prioritized and applied across products and platforms.• Experience working with complex data ecosystems and multiple data sources including internal partner and third-party data environments.• Comfortable operating in fast-paced highly dynamic environments with significant complexity ambiguity and executive visibility.
Mastercard is a merit-based inclusive equal opportunity employer that considers applicants without regard to gender gender identity sexual orientation race ethnicity disabled or veteran status or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada if you require accommodations or assistance to complete the online application process or during the recruitment process please contact [email protected] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.
Corporate Security Responsibility
All activities involving access to Mastercard assets information and networks comes with an inherent risk to the organization and therefore it is expected that every person working for or on behalf of Mastercard is responsible for information security and must:

• Abide by Mastercard's security policies and practices;
• Ensure the confidentiality and integrity of the information being accessed;
• Report any suspected information security violation or breach and
• Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.

In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors including but not limited to location job-related knowledge skills and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical prescription drug dental vision disability life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time 25 days of vacation time and 5 personal days pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.
Pay Ranges
Purchase New York: $235000 - $375000 USD
Arlington Virginia: $235000 - $375000 USD
New York City New York: $245000 - $391000 USD
O'Fallon Missouri: $204000 - $326000 USD