Vice President of Risk

VP OF RISK

At Current, we’re on a mission to enable our members to create better financial outcomes for themselves. Headquartered in NYC, we’re a leading U.S. fintech and one of the fastest growing companies with nearly 4 million members. No matter your title, we’re a team that collaborates on building great products and making an impact together.

ABOUT THE ROLE:

We are looking for a VP of Risk to join our rapidly growing team and lead Current’s risk operations within a highly quantitative framework. The VP of Risk will be an integral member of the leadership team and enable Current’s strategic growth through the implementation of best-in-class, scaleable risk management frameworks. Reporting directly to the CEO, the VP of Risk will play a key role in launching new product lines involving credit.

RESPONSIBILITIES:

• Manage and grow the Risk department, including fraud, collections, and compliance
• Maintain and monitor operational risk
• Develop and manage risk frameworks for new product lines, including credit products
• Communicate and coordinate across the company to ensure cross-functional alignment with risk policies
• Continuously improve and build upon customer and transaction monitoring processes with a data-driven frameworks
• Support external audits
• Develop human capital within the team through coaching and mentoring, and creating opportunities for team members
• Be an SME within governance, risk, fraud and money movement products
• Ensure regulatory compliance and monitor changes in regulatory expectations and frameworks

ABOUT YOU:

• 7-10 years of progressive experience in the Risk department of a regulated financial institution
• Experience within the start-up space a plus
• Prior experience managing Risk, Fraud, or Loss Mitigation teams
• Bachelor Degree in a quantitative field such as Finance, Economics, Mathematics, Computer Science or equivalent
• Highly Analytical
• Ability to integrate risk within Operations, Engineering & Marketing

BENEFITS:

• Competitive salary 
• Meaningful equity in the form of stock options 
• 401(k) plan with company matching
• Discretionary performance bonus program 
• Biannual performance reviews
• Medical, Dental and Vision premiums covered at 100% for you and your dependents 
• Flexible time off and paid holidays 
• Generous parental leave policy
• Commuter benefits 
• Fitness benefits
• Healthcare and Dependent care FSA benefit 
• Employee Assistance Programs focused on mental health 
• Healthcare advocacy program for all employees 
• Access to mental health apps 
• Team building activities
• Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches