VP, Funding and Liquidity Risk Management

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With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you'll learn and grow as we help you create a career journey that's unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you'll be recognized for your contributions, leadership, and impact-every colleague has the opportunity to share in the company's success. Together, we'll win as a team, striving to uphold our company values and powerful backing promise to provide the world's best customer experience every day. And we'll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

The Global Risk & Compliance Organization ("GRC") is an independent risk management function, led by the Chief Risk Officer, with the objective of ensuring that American Express operates in a safe, sound and fully compliant manner within all applicable regulatory expectations. GRC creates and maintains the overall risk management framework, performs independent risk management assessments, and monitors applicable risks.

Colleagues at GRC are passionate about our commitment to drive the Company's goals of growth and progress by creating a culture of risk awareness and proactivity around regulatory matters. By partnering closely with business units across the enterprise, we help deliver maximum value to our shareholders and our customers through effective risk management and oversight activities.

Job Description:

The Vice President - Funding and Liquidity Risk Oversight will be a responsible for providing strategic leadership and independent oversight of funding and liquidity risk management across American Express and American Express National Bank (AENB). Reporting directly to the Market Risk Oversight Officer, the VP will work closely with senior management, risk committees, and business units to ensure effective identification, assessment, and mitigation of funding and liquidity risks.

Key Responsibilities:

• Develop and implement funding and liquidity risk management strategies, policies, and procedures in alignment with the organization's risk appetite, regulatory requirements, and best practices.
• Provide strategic leadership and oversight to ensure policies and procedures are effective in managing the Company's liquidity resources.
• Lead a team that oversees critical processes including Cash Flow Forecasting, Collateral Management, Intraday Exposures, and Contingency Funding Plans.
• Lead the development and enhancement of risk methodologies and stress testing frameworks for assessing liquidity risk exposures across various products, portfolios, and business lines.
• Own key funding and liquidity risk management processes such as Liquidity Risk Identification, Risk Appetite, and Limits.
• Collaborate with treasury functions and other relevant stakeholders to assess and manage liquidity risk, including funding liquidity, market liquidity, and intraday liquidity, ensuring adequate liquidity buffers and contingency funding plans.
• Define metrics and calibrate limits to ensure that all material liquidity risks are mitigated and maintained within risk tolerance.
• Monitor liquidity and funding risk trends, market developments, and regulatory changes to proactively identify emerging risks and opportunities for risk mitigation and optimization.
• Participate in various risk committees and other relevant risk governance forums, providing comprehensive risk oversight and escalating significant issues to senior management and the board of directors as appropriate.
• Foster a strong risk culture and awareness of liquidity risk throughout the organization through training, communication, and knowledge sharing initiatives.
• Engage with regulators, auditors, and other external stakeholders on liquidity and funding risk-related matters, ensuring compliance with regulatory requirements and addressing any inquiries or examinations.
• Provide leadership to a team of risk professionals located in the US and International locations.

Qualifications:

• Advanced degree in Finance, Statistics, Actuarial Science, Mathematics, Econometrics, Business Administration, Operations Research, Engineering, or a related field required.
• 9+ years of experience in risk management or finance; 3+ years of leadership experience.
• In-depth knowledge of funding and liquidity risk management processes, analytics, frameworks, systems, and regulatory guidelines.
• Rigorous analytical and problem-solving skills, including a proven ability to translate complex and disparate information into comprehensive and cohesive messaging for senior leadership, committees, audit, and regulators.
• Experience in driving transformational change - setting strategic objectives and collaborating across a matrixed organization to influence business partners and external stakeholders.
• Strong leadership skills with a demonstrated ability to effectively hire, coach, train, and develop a team and to promote collaboration across geographies.
• Proactive in identifying issues, escalating key findings, and advising on recommended solutions to mitigate risks in a timely fashion.
• CFA or FRM designation preferred.

Depending on factors such as business unit requirements, the nature of the position, cost, and application laws, American Express may provide visa sponsorship for certain positions

Qualifications

Salary Range: $185,000.00 to $260,000.00 annually + bonus + equity (if applicable) + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries
• Bonus incentives
• 6% Company Match on retirement savings plan
• Free financial coaching and financial well-being support
• Comprehensive medical, dental, vision, life insurance, and disability benefits
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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