Disability Insurance Jobs

1,087,129 open positions · Updated daily

Disability Insurance is at the forefront of protecting workers against loss of income, and the sector is expanding faster than many other insurance lines. The aging U.S. population, a surge in chronic disease prevalence, and heightened awareness of mental‑health coverage are driving new product launches and policy extensions. Coupled with regulatory shifts under the ACA’s “disability insurance parity” provisions, insurers are hiring more analysts, underwriters, and claims experts to keep pace with demand. With 13,119 open positions, talent gaps are real, and companies are actively seeking candidates ready to shape the next wave of disability protection.

Roles span from entry‑level Claims Adjuster, who reviews medical records and adjudicates benefits, to Senior Underwriter, who uses Guidewire ClaimCenter and actuarial software like Prophet to set premium ranges. Actuaries build disability loss models in SAS or Milliman, while Policy Administrators configure PolicyCenter modules to streamline enrollment. Disability Benefit Specialists manage benefit payouts, and Compliance Officers audit claim processes against HIPAA and SOX. Each position blends data analytics, medical knowledge, and regulatory expertise to ensure policies are profitable and compliant.

Salary transparency is especially critical in Disability Insurance because the work directly affects individuals’ financial security. Clear pay ranges help professionals gauge whether their compensation reflects the risk‑adjusted value they bring, especially when evaluating roles that handle high‑severity claims or complex underwriting. Moreover, transparent salaries reinforce the industry’s commitment to fairness and can attract talent who prioritize integrity, aligning compensation with the core mission of protecting lives.

Lead Software Engineer, Back End

Company: Capital One

Location: Plano, TX

Posted Oct 02, 2025

Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding…

Lead Software Engineer, Back End

Company: Capital One

Location: New York, NY

Posted Oct 02, 2025

Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding…

Lead Software Engineer, Full Stack

Company: Capital One

Location: New York, NY

Posted Oct 02, 2025

Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding…

Senior Data Scientist, Consumer Identity Machine Learning

Company: Capital One

Location: New York, NY

Posted Oct 02, 2025

A Bachelor's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative…

Lead Software Engineer (Python, AWS)

Company: Capital One

Location: New York, NY

Posted Oct 02, 2025

Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding…

Principal Data Scientist, Consumer Identity Machine Learning

Company: Capital One

Location: New York, NY

Posted Oct 02, 2025

A Bachelor's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative…

Lead Machine Learning Engineer

Company: Capital One

Location: New York, NY

Posted Oct 02, 2025

Master's or doctoral degree in computer science, electrical engineering, mathematics, or a similar field. You’ll participate in the detailed technical design,…

Principal Associate, Data Scientist - US Card (New To Credit Team)

Company: Capital One

Location: Chicago, IL

Posted Oct 02, 2025

Master’s Degree in “STEM” field (Science, Technology, Engineering, or Mathematics) plus 3 years of industry experience in data science, or PhD in “STEM” field (…

Senior Software Engineer, Back End (Python, AWS )

Company: Capital One

Location: New York, NY

Posted Oct 02, 2025

Collaborate with and across Agile teams to design, develop, test, implement, and support technical solutions in full-stack development tools and technologies.

Senior Software Engineer, Full Stack (AWS)

Company: Capital One

Location: New York, NY

Posted Oct 02, 2025

Collaborate with and across Agile teams to design, develop, test, implement, and support technical solutions in full-stack development tools and technologies.

Senior Manager, Software Engineering

Company: Capital One

Location: New York, NY

Posted Oct 02, 2025

Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding…

Lead Software Engineer, Full Stack

Company: Capital One

Location: Chicago, IL

Posted Oct 02, 2025

Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding…

Frequently Asked Questions

What are typical salary ranges by seniority in Disability Insurance?
Entry‑level roles such as Claims Adjuster or Junior Underwriter typically earn $50k‑$70k annually. Mid‑level positions (Senior Claims Analyst, Associate Underwriter) range from $70k‑$110k. Senior leaders (Senior Underwriter, Lead Actuary, Claims Director) command $110k‑$170k, while executive roles (Director of Disability, VP of Claims) can reach $150k‑$250k depending on company size and region.
What skills and certifications are required for a successful Disability Insurance career?
Core skills include medical underwriting, claims analysis, actuarial modeling, proficiency in Guidewire ClaimCenter, Sapiens, SAS, and Excel, plus data‑analytics fluency. Certifications such as Certified Disability Insurance Advisor (CDIA), Certified Disability Professional (CDP), and actuarial exams (AEP, FSA) are highly valued. Knowledge of HIPAA compliance, SOX auditing, and health‑tech integration is also essential.
Can I work remotely in Disability Insurance roles?
Many positions—Claims Analysts, Data Scientists, Remote Underwriters, and Policy Administrators—are fully remote or hybrid, leveraging cloud‑based systems like Guidewire Cloud and e‑claim portals. Actuarial modeling may still require on‑site access for high‑performance computing clusters, but a growing number of firms offer fully remote actuarial positions.
What career progression paths exist within Disability Insurance?
Typical pathways start with Claims Adjuster → Senior Adjuster → Claims Manager → Director of Claims. For underwriters: Underwriter → Senior Underwriter → Underwriting Manager → Director of Underwriting. Actuaries progress from Actuary → Senior Actuary → Lead Actuary → Head of Actuarial. Product managers follow a similar trajectory: Product Manager → Senior Product Manager → Director of Product. Most advancement occurs after 3‑5 years of experience at each level.
What are the current industry trends affecting Disability Insurance?
Key trends include AI‑driven claims triage and fraud detection, predictive analytics that model disability risk using wearable health data, integration of telemedicine claims, and a surge in mental‑health disability coverage. Regulators are tightening parity requirements, and insurers are adopting personalized benefit designs, early intervention programs, and blockchain for claim verification.

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