World Leader In Payments And Technology Jobs in San Francisco, CA

Junior Engineer: $90k–$120k. Mid‑Level: $120k–$160k. Senior Engineer: $160k–$220k. Lead Engineer: $220k–$280k. VP/Director: $280k–$350k, all in USD.

Programming in Go, Rust, or Java; API design; ISO 20022, PCI DSS, and tokenisation protocols; cloud (AWS Lambda, GCP Cloud Functions); container orchestration (K8s); CI/CD; security fundamentals; PSD2/Open Banking knowledge. Certifications: Certified Payment Professional (CPP), PCI DSS Lead Assessor, AWS Certified Solutions Architect, GCP Professional Data Engineer, or CISA.

Yes. Most engineering, product, and data science roles support fully remote or hybrid schedules. On‑site positions are limited to compliance or sales teams, with occasional travel for client meetings or regulatory audits.

Engineering tracks: Junior Engineer → Engineer → Senior Engineer → Staff/Lead Engineer → Engineering Manager → Director of Engineering → VP/CTO. Product tracks: Associate PM → PM → Senior PM → Lead PM → Director of Product → VP of Product. Clear metrics and certifications accelerate promotion.

Real‑time payments (RTPS), embedded finance, Open Banking APIs, PSD2/Strong Customer Authentication, tokenisation and zero‑knowledge proofs, AI‑driven fraud detection, cross‑border instant settlement, and DeFi token integration. Regulatory changes like EU GDPR, UK Open Banking, and US CFPB reforms also influence product design.