Financial Business Analyst

Onbe, a fast-growing FinTech, bringing innovation to a rapidly growing global marketplace, stands for “on behalf.” Because that’s exactly how we work: on behalf of our clients, as their comprehensive payments partner. We transform the way payments are imagined — as an opportunity for innovation, a source of insight to customers, and a way to connect with partners around the globe! Summary: The Financial Business Analyst will play a critical role in supporting COGS planning & analysis, and reporting activities to drive strategic decision-making across the organization. This individual will be responsible for enhancing and automating reporting tools, performing in-depth financial and operational analyses, and partnering cross-functionally to improve processes and uncover business insights. The ideal candidate combines strong financial acumen with advanced technical and automation skills. Key Responsibilities:COGS Savings Tracking & Reporting • Create and maintain a centralized dashboard to track all COGS savings initiatives by department, category, and owner. • Partner with Finance to validate monthly realized savings and reconcile with forecasts or targets. • Provide monthly and quarterly reporting on COGS performance metrics to the VP of Operations and executive leadership. • Track in-flight vs. realized vs. forecasted savings, flagging variances and potential risks. • Develop and maintain documentation of assumptions, methodology, and calculation logic behind savings initiatives.Initiative Sizing & Business Case Analysis • Build models to estimate the potential financial impact of new COGS savings initiatives. • Prepare business cases to support operational decisions and vendor negotiations. • Translate operational data into clear financial insights and savings projections.Automation & Process Improvement • Lead automation initiatives to improve the accuracy, speed, and usability of financial reports and workflows. • Collaborate with Accounting, FP&A, and Technology teams to implement and optimize tools such as Microsoft Power BI, Power Automate, Power Apps, and Jet Reports. • Design and enhance financial templates, reconciliation tools, and data processes for greater efficiency and accuracy.Systems & Data Management • Query, transform, and validate large data sets from multiple systems (e.g., SQL, Great Plains, Jet Reports, Excel). • Troubleshoot and resolve data integrity issues and collaborate with IT and external consultants to resolve system integration challenges. • Act as a liaison with internal stakeholders and external consultants to maximize the use and functionality of financial systems. Qualifications: • Bachelor’s degree in Finance, Accounting, Business Analytics, or a related field. • 3+ years of experience in financial analysis, FP&A, or a similar role, preferably in fintech, SaaS, or a high-growth environment. • Strong Excel skills (pivot tables, lookups, advanced formulas); experience with SQL, Power BI, Power Apps, and Power Automate is highly desirable. • Familiarity with accounting principles and financial systems; experience with Great Plains and Jet Reports is a plus. • Proven track record of process improvement and automation project delivery. • Strong analytical and problem-solving skills; ability to synthesize complex data into clear and actionable insights. • Excellent communication and collaboration skills, with the ability to influence cross-functional teams. The base salary range for this position is budgeted for $85,000-$100,000 with eligibility for an annual bonus. The actual base salary offered depends on a variety of factors, including but not limited to the qualifications of the individual applicant for the position, years of proven experience, specific and unique skills, level of education attained, certifications or other professional licenses held, business needs, and market demand. Our competitive benefits include medical, dental, vision, wellness, 401(k) matching, open paid time off, generous parental leave, and more! Our job titles may span more than one career level. All candidates are encouraged to apply. #LI-Hybrid At Onbe, a diverse group of people, ideas, and perspectives are key to achieving phenomenal things. For over 25 years, our focus has remained on building a culture of openness and ingenuity, where employees come together to innovate and build disbursement solutions that make the lives of our clients and their consumers and workforces easier and better. Our definition of success includes celebrating differences and affirming belonging. To that end, we ask employees to come to Onbe as they are and contribute their diverse perspectives, identities, and experiences. We believe that the recruiting phase is only the very beginning of diversity and inclusion. At Onbe, we’re constantly evolving the way we celebrate diversity every day and in everything we do. With several internal committees that are dedicated to mental and physical wellness, diversity, inclusion, and community outreach, we are committed to making a culture that is inclusive to all. Onbe is proud to be an equal opportunity employer. We seek out ways to create a mindful workforce that embraces diversity and celebrates a culture of inclusion. We do not discriminate against employees or job applicants on the basis of race, color, ancestry, national origin, sex (including pregnancy), gender identity, sexual orientation, marital or family status, religion, age, disability, genetic information or military service. Our equal opportunity policy applies to all decisions of employment including hiring, placement, promotion or advancement, termination, layoff, recall, transfer, compensation, training and leaves of absence