Serve as a credit risk subject matter expert advising clients on credit risk strategy designing engagements performing statistical analysis (SAS/SQL/R) producing recommendations and client-ready presentations supporting sales and product development mentoring team members and traveling to client sites as needed.

Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices making transactions secure simple smart and accessible. Our technology and innovation partnerships and networks combine to deliver a unique set of products and services that help people businesses and governments realize their greatest potential.
Title and Summary
Associate Managing Consultant - Advisors & Consulting Services (S&T) - Credit Risk Management Focus
Services within Mastercard is responsible for acquiring engaging and retaining customers by managing fraud and risk enhancing cybersecurity and improving the digital payments experience. We provide value-added services and leverage expertise data-driven insights and execution. Our Advisors & Consulting Services team combines traditional management consulting with Mastercard's rich data assets proprietary platforms and technologies to provide clients with powerful strategic insights and recommendations. Our teams work with a diverse global customer base across industries from banking and payments to retail and restaurants.
The Advisors & Consulting Services group has five specializations: Strategy & Transformation Performance Analytics Business Experimentation Marketing and Program Management. Our Strategy & Transformation consultants lead clients through impactful decision-making as they tackle strategic tactical operational and transformational business challenges. They apply a broad set of problem-solving techniques to improve the client's overall strategy performance and operations.
Positions for different specializations and levels are available in separate job postings. Please review our consulting specializations to learn more about all opportunities and apply for the position that is best suited to your background and experience: https://careers.mastercard.com/us/en/consulting-specializations-at-mastercard
Roles and Responsibilities
As an Associate Managing Consultant and credit risk subject matter expert you will support the development of key client strategies and advise on credit risk client engagements. You will generate key hypotheses and independently structure credit risk engagements to address client problems. You will be a resource to others to identify creative and useful analyses to address client problems synthesize analyses into clear sound recommendations and share findings through impactful storylines and slides. • Passion: Actively seeks responsibility and takes pride in delivering the highest quality results and recommendations to our clients.• Credit Risk Focus: This role will serve as an advisor and go-to person for credit risk management leading credit risk management consulting engagements supporting sales and product development/refinement as needed and focused on knowledge sharing and development of team members.• Problem Solving: Manages definition and development of deliverables to solve client problems and produce actionable recommendations for clients. • Analytic Excellence: Demonstrates a strong aptitude for structured problem solving and quantitative skills. The ideal candidate will have strong statistical and data analysis skills including SAS / SQL / data mining skills. • Project Management: Clear interest in project delivery with business clients and intuition for the way that companies make decisions and how credit risk helps address clients' problems.• Communication and Presence: Excellent written and verbal communication skills in client-facing situations positioning Mastercard's solutions as high value solutions in sales and delivery conversations to achieve positive outcomes. • Teamwork: Creates positive team environment and supports collaboration within small teams to produce outstanding deliverables with a will to win attitude. As the subject matter expert on project teams provide on-the-job training on how to more effectively execute credit risk projects.• Commercial Orientation: Ability to support opportunities to leverage credit risk capabilities including identification of cross-sell opportunities.
Qualifications
Basic qualifications• Undergraduate or master's degree in Business Statistics Mathematics or Engineering• Credit risk management experience specifically responsible for managing credit risk policy and credit risk strategies at a North American financial institution• Knowledge and experience using statistical procedures segmentation and financial analytic tools are required• Ability to communicate complex ideas effectively - both verbally and in writing - in English and the local office language(s)• Ability to multi-task in a fast-paced deadline-driven environment• Advanced Word Excel and PowerPoint skills • Strong knowledge of SAS / SQL / R- or similar analytic coding skills • Candidates must be eligible to work in the country of which they are applying for a position in as well as eligible to apply for travel visas as required by travel needs• Ability to travel to client sites on a semi-regular basis
Preferred qualifications• Experience in a consulting organization as a consultant is a bonus• Experience generating new knowledge or creating innovative solutions for a firm• MBA or master's degree with relevant specialization (not required)
Mastercard is a merit-based inclusive equal opportunity employer that considers applicants without regard to gender gender identity sexual orientation race ethnicity disabled or veteran status or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada if you require accommodations or assistance to complete the online application process or during the recruitment process please contact [email protected] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.
Corporate Security Responsibility
All activities involving access to Mastercard assets information and networks comes with an inherent risk to the organization and therefore it is expected that every person working for or on behalf of Mastercard is responsible for information security and must:

• Abide by Mastercard's security policies and practices;
• Ensure the confidentiality and integrity of the information being accessed;
• Report any suspected information security violation or breach and
• Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.

In line with Mastercard's total compensation philosophy and assuming that the job will be performed in Canada the successful candidate will be offered a competitive pay based on location experience and other qualifications for the role and may be eligible to participate in a discretionary annual incentive program. This posting reflects one or more current openings on our team.
Pay Ranges
Toronto Canada: $115000 - $155000 CAD