Capital Operations Analyst

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm proudly includes Returnly.
We are looking for an inquisitive and proactive individual to join as a Capital Operations Analyst for our Treasury team. Treasury is responsible for the cash management and operations, funding and liquidity planning; and balance sheet risk management of a rapidly growing FinTech company.
This particular role will focus on our cash management and funding operations of Affirm's loan asset portfolio. You will have a unique opportunity to work cross-functionally and use quantitative insights to drive better decision-making across the Capital organization.
You will not only have the technical skills to support their recommendations, but also strong interpersonal skills to manage various stakeholders.
What you'll do

• Manage the weekly and monthly funding operations and relationships with our various capital partners (including investment banks, hedge funds, pension funds, and asset managers) internationally
• Develop a keen understanding of our loan portfolio and coordinate the movement of loan related cash flows
• Become an authority in our in-house banking portal for funding and treasury related tasks
• Collaborate with management to identify improvements to current processes or propose new processes to strengthen internal controls and focus on scalability
• Provide management reporting and reconciliation for cash and loan portfolio
• Lead monthly and quarterly investors reporting to ensure accurate and timely delivery
• Perform ongoing concentration limits and triggers monitoring; and proactively identify any emerging trends
• Provide operational support for treasury activities such as investments and hedging

What we look for

• 1-3 years of experience in auditing or operations at a financial services firm
• BA/BS degree in a quantitative field
• Strong attention to detail and determination with a high level of accuracy
• Excellent proficiency in financial modeling and Excel
• Ability to think creatively and critically and thrive in a fast-paced, dynamic, and often ambiguous work environment
• Basic understanding of a lending P&L and various capital structures
• Knowledge of SQL is a plus

Location - Remote U.S.
Grade - USA25
Please note that visa sponsorship is not available for this position
#LI-Remote
Affirm is proud to be a remote-first company ! The majority of our roles are remote and can be located anywhere in the U.S. and Canada (with the exception of the U.S. Territories, Quebec, Yukon, Nunavut, and the Northwest Territories) unless the job indicates a different global location. We are currently building operations in Spain, Poland, and Australia. Employees in remote roles have the option of working remotely or from an Affirm office in their country of hire, and may occasionally travel to an Affirm office or elsewhere for required meetings or team-building events. Our offices in Chicago, New York, Pittsburgh, Salt Lake City, San Francisco and Toronto will remain operational and accessible for anyone to use on a voluntary basis, subject to local COVID-19 guidelines.
All full-time jobs at Affirm (excluding interns and apprentices) are tied to a transparent grade-based pay range taking location into account.
[Colorado Candidates] In accordance with Colorado's Equal Pay for Equal Work Act , the grade for this position in Colorado is listed above. You can find the Colorado base pay range and benefits here .
If you got this far, we hope you're feeling excited about this role. Even if you don't feel you meet every single requirement, we still encourage you to apply. We're eager to meet people who believe in Affirm's mission and can contribute to our team in a variety of ways-not just candidates who check all the boxes.
Inclusivity:
At Affirm, People Come First is one of our core values, and that's why diversity and inclusion are vital to our priorities as an equal opportunity employer. You can read about our D&I program here and our progress thus far in our 2021 DEI Report .
We also believe It's On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
By clicking "Submit Application," you acknowledge that you have read the Affirm Employment Privacy Policy , or the Affirm Employment Privacy Notice (EU) for applicants applying from the European Union, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.