The Director of Product Management will lead the execution of the consumer credit risk product roadmap focusing on product development go-to-market strategies and client engagement while ensuring the integration of AI and analytics for optimal results.

Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices making transactions secure simple smart and accessible. Our technology and innovation partnerships and networks combine to deliver a unique set of products and services that help people businesses and governments realize their greatest potential.
Title and Summary
Director Product Management
The Services team and solutions fuel growth for partners globally by providing cutting edge services in the areas of Customer Acquisition and Engagement Security Solutions Business and Market Insights and Open Banking. Focused on thinking big and scaling fast our agile sales team is responsible for end-to-end solutions for a diverse global customer base including retailers airlines hotels tourism agencies public sector entities restaurants consumer goods and telecom companies.
Targeting Analytics drives AI based solutions and products at a globally scalable level across the different customer lifecycle stages credit risk management and strategic analytics.
Credit Risk management area serves as a key differentiator to optimize and grow revenue from consumers and small businesses for Mastercard. To this end developing and managing a suite of product solutions through internal and external partnerships creative constructs solid frameworks and executable roadmaps are crucial drivers for commercialization and business impact. This role is for a Director that will work across regional Product. Client Services & Delivery Data & Engineering and the broader O&T teams. to deliver truly differentiated Credit products leveraging rich data resources AI platform capabilities and near real-time execution.
Credit Risk team is executing on an exciting consumer capability initiative and this role is central in that vision from concept technical design to market release and optimization. This role is positioned to drive new ideas forward by combining creative thought leadership with innovation and industry best practices. By entering in the early phase of a truly transforming and impacting strategic initiative the experience is certain to be rewarding. This role will report into Vice President of Product Management (Credit Risk).
About the Role: • Lead all key activities to drive roadmap execution of Consumer credit risk products• Own the end-to-end Product Management cycle for the development of product components go-to-market plans including revenue generation• Lead the development and implementation of key facilitators as framework design modeling constructs governance requisites customer experience and client support• Develop and maintain the product roadmap KPIs financial impact• Assess define prioritize product enhancements and coordinate with Operations and Technology and business sponsors on work status • Actively engage in new innovation initiatives data resources and capability assessment with a futuristic lens • Bring voice-of-the-customer metrics to life in a way that will inspire and drive change• Drive development of product features in support of customer needs market trends and competitive opportunities• Provide oversight and product engagement for launch in-market testing and global roll-out
All About You: • Demonstrate energy and a desire to succeed follow through on commitments and push self and others to deliver exceptional results• Own the vision of the future and translate that vision into action linking others' contributions to the success of the Credit products• Be a successful team player with experience in product development• Leverage experience with Analytics with strong focus on AI platform and capabilities• Have engagement experience with a scaled agile methodology • Interact successfully with Clients Client Services & Delivery Product Finance Technology and Operations support staff to meet the needs of our customers• Develop deep knowledge of Credit Risk space both Mastercard internal and marketplace• Translate product requirements into technical specifications ensuring mutual understanding and minimizing time to market• Validate technical delivery and ensure that delivered functionality is fit-for-purpose• Prepare product specific (and occasionally program-wide) presentations for internal partners executives and customers• Assist with product-specific and program-wide metrics creation and financial evaluation• Product development and management experience required;• Payment industry experience preferred ACH knowledge preferred;• SDLC and software architecture experience preferred;• Good understanding of cloud native design API management framework API design and event framework• Good knowledge of common open source middleware and software• Good knowledge of network engineering and infrastructure• Experience in product go-to-market cross-functional team• Excellent communication and leadership skills
Mastercard is a merit-based inclusive equal opportunity employer that considers applicants without regard to gender gender identity sexual orientation race ethnicity disabled or veteran status or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada if you require accommodations or assistance to complete the online application process or during the recruitment process please contact [email protected] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.
Corporate Security Responsibility
All activities involving access to Mastercard assets information and networks comes with an inherent risk to the organization and therefore it is expected that every person working for or on behalf of Mastercard is responsible for information security and must:

• Abide by Mastercard's security policies and practices;
• Ensure the confidentiality and integrity of the information being accessed;
• Report any suspected information security violation or breach and
• Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.

In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors including but not limited to location job-related knowledge skills and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical prescription drug dental vision disability life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time 25 days of vacation time and 5 personal days pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.
Pay Ranges
Purchase New York: $179000 - $305000 USD
Arlington Virginia: $179000 - $305000 USD
O'Fallon Missouri: $156000 - $265000 USD