Finance Associate

About the role

We’re seeking a Finance Associate to support the Payments function at Chime! In this role you will play a critical part in ensuring forecasting accuracy while driving forward high-impact strategic and financial initiatives. You’ll partner closely with business leaders and finance team members to provide insights influence decision-making and help shape Chime’s financial strategy.

Supporting Cost of Revenue (COR) you will collaborate with cross-functional partners across Strategy Product Data Engineering and Accounting to drive accuracy visibility and predictability in our cost forecasting. You will help design and operationalize scalable forecasting models improve data pipelines and ensure alignment between financial models and underlying business drivers.

You will support key COR forecasting areas such as processing network and bank-related costs partnering with stakeholders to understand key drivers like transaction volume pricing changes and product evolution. You will also work closely with Accounting during close to validate actuals explain variances and ensure financial accuracy.

In addition you’ll play a key role in the bottoms-up planning and forecasting process  develop financial models and reporting and proactively identify opportunities to leverage AI and automation to improve forecasting accuracy scalability and efficiency. We are looking for an analytical problem-solver who can break down complex problems into actionable components without losing sight of the overall strategy.

The base salary offered for this role and level of experience will begin at $105000.00 and up to $145000.00. Full-time employees are also eligible for a bonus competitive equity package and benefits. The actual base salary offered may be higher depending on your location skills qualifications and experience.

In this role you can expect to

• Own and improve COR forecasting processes incorporating key drivers such as transaction volumes pricing vendor changes and product evolution
• Develop deliver and maintain Cost of Revenue reporting and dashboards (e.g. vendor costs transaction drivers) to ensure visibility and accuracy for business and finance leadership
• Partner cross-functionally with Strategy Product Data Engineering and Accounting to support financial decision-making and accountability
• Support monthly close processes by validating actuals and explaining variances and business performance across COR categories
• Leverage AI and automation to streamline financial processes improve data quality and enhance scalable reporting and forecasting capabilities that support Chime’s growth and enable smarter faster decision-making
• Support ad hoc analyses and strategic initiatives focused on optimization opportunities across COR

To thrive in this role you have

• Minimum 3+ years of Finance/FP&A investment banking Big 4 accounting/advisory or consulting experience
• Bachelor's Degree or equivalent degree in Finance Accounting Economics or other relevant field
• Track record of budgeting forecasting and financial modeling with strong accuracy and attention to detail
• Strong sense of ownership and commitment to quality working diligently to navigate ambiguity/obstacles and drive projects to completion
• Strong process-improvement mindset with demonstrated ability to leverage AI and automation to scale finance workflows and improve forecasting precision and turnaround time
• Proven ability to manage multiple priorities and competing deadlines in a fast-paced environment
• Advanced G-Suite Microsoft Excel Word and presentation tools (PowerPoint G-Slides) skills required
• Experience identifying designing or deploying AI-driven use cases within finance workflows (e.g. forecasting automation reporting acceleration variance analysis or scenario modeling)
• Bonus Experience: Pigment Netsuite Looker Workday SQL Snowflake Python/coding tools and direct experience with R&D and/or transaction loss forecasting

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What We Do

Chime was created because we believe everyone can Unlock Financial Progress and we want to develop solutions and services to empower people to succeed. The premise upon which we started Chime is simple: basic banking services should be helpful transparent and easy. Our suite of tools and platforms give our members the ability to have more control over their money and to take action toward achieving their financial ambitions. By designing a member-centric banking app with easy-to-understand financial tools we’re creating a more competitive market with options for everyday Americans. We offer access to accounts with no overdraft fees providing members the chance to receive their pay up to 2 days early* with direct deposit build credit history and develop financial literacy to hit their goals—among many other things. Since 2012 we’ve grown our team to more than 1500 Chimers across 3 offices. But more than that we’ve expanded the products and services we offer to our members based on their feedback. And in doing so we’ve disrupted the banking industry and changed the conversation for everyday people about money on a national level. Chime is a financial technology company not a bank. Banking services are provided by The Bancorp Bank N.A. or Stride Bank N.A. Members FDIC. *Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received which may be up to 2 days earlier than the scheduled payment date.

Why Work With Us

We’ve crafted a culture that’s grounded in our core values and always focused on our members. We’re civic-minded innovators who take action to bring people together to accelerate equity and prosperity. We embrace our humanity treat each other with respect and kindness and are driven to make an impact on our members and communities far and wide.

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