The Principal Risk Specialist will collaborate with various teams to identify assess and mitigate risks in payments operations while managing audits and governance improvements.

Principal Risk Specialist | Enterprise Payments
Do you like working in the spotlight? Are you ready to work on the front line of a top 10 Bank? Can you build relationships as well as develop and implement innovative solutions?
As a Principal Risk Specialist in the Retail Bank Risk Office at Capital One you'll be responsible for working with business partners to identify assess and mitigate potential risks to Capital One. Principal Risk Specialists at Capital One are the front line of defense to ensure our Company remains stable and profitable. This role will focus on risks and controls impacting one or more of our Payment Governance teams. You'll play a key role in ensuring that millions of customers interact with their money in a well-managed fashion by partnering with Operations Product Technology and Business partners to manage the risks associated with payments.
Principal Risk Specialists at Capital One are highly motivated risk management professionals with excellent problem solving critical thinking organizational and communication skills. They have a high level of exposure across lines of business and have the opportunity to create and implement innovative solutions to identify and mitigate potential risks to the Company.
Responsibilities:

• Risk Consulting - Provide advice and guidance to line of business leaders on risks impacting one or more areas within the Enterprise Payments Governance Office
• Client Management - Develop and leverage key relationships with Enterprise Payments and functional stakeholders to enable collaboration across the enterprise
• Issues Management - Identify and track issues and events to mitigate risk within Enterprise Payments. Coordinate with applicable business areas to define and implement remediation activities
• Governance - Enhance payments-related control and governance environment by leading process-level change control efforts to ensure impacts are thoroughly assessed documented and implemented while also establishing ongoing routines to support these improvements.
• Audit Management - Provide support to Enterprise Payments during audits; support in the delivery of key risk mitigation and remediation activities

We want you if you are:

• A communicator: You can communicate complex often technical ideas clearly. Maybe you're an introvert or maybe you're an extrovert but nobody around you feels out of the loop.
• A learner: You have an appetite to learn new processes or new technologies all while exhibiting humbleness when the time comes to ask for help.
• Team player: You enjoy working with diverse people and driving the team toward a common goal. You have the ability to put the team before yourself and establish long-lasting relationships.

Basic Qualifications:

• At least 2 years of financial services risk management experience
• At least 2 years of payments operations experience or risk management experience
• At least 2 years of experience supporting partnering and interacting with internal business clients

Preferred Qualifications:

• 3+ years of Project Management experience leading cross functional projects and programs
• 3+ years of financial services risk management experience
• 3+ years of payments operations experience or risk management experience
• Certification within the payments industry (e.g. AAP APRP)

At this time Capital One will not sponsor a new applicant for employment authorization for this position.
The minimum and maximum full-time annual salaries for this role are listed below by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
McLean VA: $120800 - $137900 for Principal Risk Specialist
Richmond VA: $109900 - $125400 for Principal Risk Specialist
Candidates hired to work in other locations will be subject to the pay range associated with that location and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.
This role is also eligible to earn performance based incentive compensation which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
Capital One offers a comprehensive competitive and inclusive set of health financial and other benefits that support your total well-being. Learn more at the Capital One Careers website . Eligibility varies based on full or part-time status exempt or non-exempt status and management level.
This role is expected to accept applications for a minimum of 5 business days.
No agencies please. Capital One is an equal opportunity employer (EOE including disability/vet) committed to non-discrimination in compliance with applicable federal state and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries including to the extent applicable Article 23-A of the New York Correction Law; San Francisco California Police Code Article 49 Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal state and local laws and regulations regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position and you require an accommodation please contact Capital One Recruiting at 1-800-304-9102 or via email at [email protected] . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process please send an email to [email protected]
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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).