Risk Analyst 2

Who we are

 

Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 392 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom, enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

 

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Job Description Summary:

PayPal's GCSC Risk Organization is responsible for managing risk throughout the customer lifecycle. This is an exciting organization where contributions have a direct P&L impact. This role is part of the GCSC – Seller risk BI team.
The Data Analyst will be responsible for monitoring, predictive analytics, and modelling, as well as performing research and analytics to provide data driven and actionable insights on the seller risk portfolio. As a member of the GCSC-Seller Risk-Business Intelligence Team, you will be responsible to act as a subject matter expert for Seller Risk segments (Micro, Business and Commercial) and to interact with different levels of partners and leadership to provide data driven solutions and visual infights for our business and customers that support the Seller risk strategy and goals. You will provide E2E quantitative and qualitative reviews on: fraud trends, large losses, executive escalations, root cause analysis, process improvements, test and learns, and risk indicator effectiveness to prevent loss and enable merchant business and improve customer using experience. This position is expected to demonstrate a good learning aptitude, strong problem-solving skills and innovation backed analytical ability.

Job Description:

Responsibilities include:

• Ability to provide qualitative and quantitative assessments on seller risk loss & experience areas including trends, tagging, model evaluation, process mapping/automation, etc.
• Use analytics and statistics to improve our ability to detect, understand and address emerging trends across the seller risk portfolio and identify levers that maximize the risk reward relationship.
• Deep dive analyses on large datasets using SQL/R/Python or other tools and structuring of analyses using MS Excel. Develop analytical insights and models using innovative statistical and modelling techniques.
• Conduct complex proactive E2E reviews based on risk indicators, complete root cause analyses, prevent loss and enable business
• Maintain and enhance management reporting dashboards using reporting tools such as Tableau, QlikView and PowerBI etc.
• Cultivate insights across the portfolio using both internal and external data, support implementation of changes.
• Partner with key stakeholders for educating, coaching and enhancing risk detections, reporting and analytics

Job Requirements:

• Bachelor’s or Master’s Degree in a relevant and quantitative field  like Economics, Computer Science, Mathematics, Statistics
• 2-3 years of relevant experience in a risk analytics/data science role. Practical experience in the banking/finance services industry would be particularly desirable.
• Hands on experience using SQL, R Studio, Python is an advantage.
• Familiarity with reporting tools (QlikView and Tableau) is an advantage.

Subsidiary:

PayPal

Travel Percent:

0

Primary Location:

Bangalore - Sarjapur Main Rd, Karnataka, India

Additional Locations:

We're a purpose-driven company whose beliefs are the foundation for how we conduct business every day.  We hold ourselves to our One Team Behaviors which demand that we hold the highest ethical standards, to empower an open and diverse workplace, and strive to treat everyone who is touched by our business with dignity and respect.  Our employees challenge the status quo, ask questions, and find solutions.  We want to break down barriers to financial empowerment.  Join us as we change the way the world defines financial freedom.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at [email protected].