Senior Analyst - Risk Analytics & Strategy

Who We Are

We are creating the best way to finance clean energy for the home to help combat climate change. Mosaic partners directly with solar and home improvement professionals, who use our simple point-of-sale app to offer financing to their customers. This makes it easy and affordable for families to make energy-efficient upgrades to their homes. Since 2012, Mosaic has funded more than $11 billion in loans through our platform and helped more than 1 million homeowners switch to sustainable solutions. Join us as we work toward our vision of 100% clean energy for all.

Location: We are a remote-first company. This role can be based anywhere in the US.

The Opportunity

As the Senior Analyst of Risk Analytics & Strategy, you will be a critical member of Mosaic’s Risk team and instrumental in setting and refining Mosaic’s risk management strategies. You will report on portfolio performance, analyze approval, prepayment and loss trends and recommend improvements to credit and collections strategies. You will answer questions from investors, capital providers and internal stakeholders with supporting data. You will provide analytical support for the Capital Markets functions by helping to answer investor and rating agency inquiries, as well as provide support for the Sales organization by reporting on partner trends. You will also work on our loss forecasting and loss provisioning projects.

Your day-to-day

• Manage, direct and perform data analyses to develop and refine financial model assumptions and credit and collections strategies.
• Develop and improve reporting tools that demonstrate performance trends and monitor risk indicators.
• Communicate findings to executive leadership team and other stakeholders and recommend strategies to address business problems.
• Work with Technology to recommend improvements to Mosaic’s data infrastructure and management process.
• Work with internal and external teams to understand and communicate asset performance to the investor community.

What you bring to the team

• 5+ years of quantitative analysis experience in financial services
• Strong data handling and analysis skills using tools including SQL, Python, R and SAS.
• Development experience with reporting tools such as Tableau
• Advanced MS Excel skills and strong working knowledge of other MS Office applications
• Demonstrated success translating high level, critical business questions into a structured project plan, conducting supporting analysis and presenting the results to a variety of stakeholders.
• Experience directing more junior analysts and reviewing results for accuracy
• Bachelor’s degree in quantitative discipline such as statistics, econometrics, math, engineering
• Able to multi-task and thrive in a high volume, fast-paced environment.
• Good business judgment that enables timely execution and escalates key issues

Bonus Points

• Experience creating BI tools for self-service to data and insights, particularly in Tableau
• Master’s degree
• Experience in the Solar or Home Improvement industry
• Desire to help combat climate change

Compensation: The base salary range for this position is $100,000 - $140,000. The position is eligible for a bonus in accordance with the terms of the applicable incentive plan. In addition, we’re proud to offer a range of competitive benefits.

Why Mosaic

As a customer focused and driven-to-win organization, there are many exciting reasons to join the Mosaic team. Mosaic has a dynamic, fast-paced, and entrepreneurial environment, which requires a professional, flexible, self-starter attitude. We believe in hiring talented and driven individuals and cultivating a culture of collaboration and appreciation. 

Benefit Highlights:

• Robust Health, Dental, and Vision Plans
• Generous paid time off
• 401k Match
• Employee Equity Plan
• We are remote-first (Must be based in the United States)
• Lifestyle Spending accounts for professional and personal wellness 
• Mental Health: Headspace subscription, online therapy sessions 
• …and more! 

Mosaic’s policy is that employees must be fully vaccinated against COVID-19 in order to travel for work, visit our office, or attend in-person meetings, to the extent permitted by applicable law. We encourage you to speak with your recruiter if you would like more details on our COVID-19 safety policies. 

We are an equal opportunity employer and value diversity of backgrounds, perspectives and experience. Mosaic’s vision is 100% clean energy for all. In order to reach that vision, we believe we must build a diverse company where everyone is treated fairly and feels included. In turn, in accordance with Mosaic’s equal employment opportunity policy, we do not discriminate on the basis of race, religion, color, national origin, caste, gender identity or expression, sexual orientation, age, marital status, veteran status, disability status or any legally protected status.