Senior Software Engineer (Backend), Payments

· Remote

Location

Remote

Type

Full Time

Job Description

Senior Software Engineer (Backend) Payments

Reposted 2 Hours Ago
Hiring Remotely in US
Remote
159K-254K Annually
Senior level
Cloud • Fintech • Food • Information Technology • Software • Hospitality
We empower the restaurant community to delight guests do what they love and thrive.
The Role
Design build test and roll out backend features for Toast's payments platform. Deliver scalable secure APIs collaborate with PM/UX and cross-functional teams implement automated tests monitor releases and participate in design and code reviews.
Summary Generated by Built In

Location(s): US (remote) Boston (hybrid) or New York (hybrid)


Toast is driven by building the restaurant platform that helps restaurants adapt take control and get back to what they do best: building the businesses they love. 

We’re not your traditional tech company and we don’t aim to be. Going against the grain is in our DNA. Building a revolutionary product begins with revolutionary thinking. That’s why we value diversity of background and lived experience. Together we empower restaurants of all sizes to build great teams increase revenue improve operations and delight their guests. We pair our deep understanding of the restaurant industry with powerful cloud based software and restaurant-grade hardware to deliver an intuitive all-in-one platform. Join us on our mission to empower the restaurant community to delight guests do what they love and thrive.

Bready* to make a change?

Fintech at Toast operates one of the most critical portions of the Toast infrastructure: processing payments on behalf of our restaurants and ensuring that restaurants are paid in a timely manner. Payment processing is a key source of Toast’s revenue and also the lifeblood of our customers; we process millions of dollars in transactions per day. 

We are seeking a Senior Software Engineer to join our Payments team to build out our unified payment processing solution. This platform offers a single integrated service for payment acceptance across various channels and supports a configurable enterprise approach. It is designed to allow a build-once available-to-all strategy for both existing and emerging payment methods. The successful candidate will contribute to the development of services providing supporting and core functionality within and around this payment processing solution.

A day in the life (Responsibilities)

  • Design build and deliver features for Toast’s payments products 
  • Develop and implement automated test suite to ensure the code shipped to our customers meets the highest quality standards
  • Roll* features out to customers including monitoring for success
  • Collaborate with our PM (and UX) on the definition and design of features  
  • Partner with a wide array of teams across Toast 
  • Work with experienced engineers to deliver design and code review

What you'll need to thrive (Requirements)

  • 5+ years of experience in designing and implementing robust backend services
  • Proven ability to develop scalable and secure APIs that integrate with various internal/external systems
  • Knowledge of best practices in API lifecycle management including versioning documentation and deprecation strategies
  • Demonstrated experience with microservices architecture and containerization technologies for enhanced scalability and maintainability

Preferred qualifications (Nice to Haves)

  • Demonstrated proficiency with DynamoDB or PostgreSQL
  • Proficiency in Kotlin (or Java and willing to learn Kotlin) and Kotlin-specific frameworks and libraries for building efficient backend solutions
  • Experience with modern data architectures (event sourcing OLAP ETL/ELT streaming data)
  • Experience designing payments APIs
  • Familiarity with PCI-DSS

AI at Toast

At Toast one of our company values is that we're hungry to build and learn. We believe learning new AI tools empowers us to build for our customers faster more independently and with higher quality. We provide these tools across all disciplines from Engineering and Product to Sales and Support and are inspired by how our Toasters are already driving real value with them. The people who thrive here are those who embrace changes that let us build more for our customers; it’s a core part of our culture.

Our Total Rewards Philosophy 
We strive to provide competitive compensation and benefits programs that help to attract retain and motivate the best and brightest people in our industry. Our total rewards package goes beyond great earnings potential and provides the means to a healthy lifestyle with the flexibility to meet Toasters’ changing needs. Learn more about our benefits at https://careers.toasttab.com/toast-benefits.

The base salary range for this role is listed below. The starting salary will be determined based on skills experience and geographic location. In addition to base salary our total rewards components include cash compensation (overtime bonus/commissions if eligible) equity and benefits. You can learn more about how we align pay with local labor markets in our Geographic Pay Zone Philosophy.

Zone A
$159000$254000 USD
Zone B
$138000$221000 USD
Zone C
$125000$200000 USD

How Toast Uses AI in its Hiring Process

Throughout the hiring process our goal is to get to know you. We use AI tools to support our recruiters and interviewers with tasks like note-taking summarization and documentation of interviews to ensure they can be fully focused on your conversation. All hiring decisions are made by people. To learn more: https://careers.toasttab.com/ai-in-hiring

Diversity Equity and Inclusion is Baked into our Recipe for Success

At Toast our employees are our secret ingredient—when they thrive we thrive. The restaurant industry is one of the most diverse and we embrace that diversity with authenticity inclusivity respect and humility. By embedding these principles into our culture and design we create equitable opportunities for all and raise the bar in delivering exceptional experiences.

We Thrive Together

We embrace a hybrid work model that fosters in-person collaboration while valuing individual needs. Our goal is to build a strong culture of connection as we work together to empower the restaurant community. To learn more about how we work globally and regionally check out: https://careers.toasttab.com/locations-toast.

Apply today!

Toast is committed to creating an accessible and inclusive hiring process. As part of this commitment we strive to provide reasonable accommodations for persons with disabilities to enable them to access the hiring process. If you need an accommodation to access the job application or interview process please contact [email protected].

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For roles in the United States it is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

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The Company
HQ: Boston MA
5000 Employees
Year Founded: 2011

What We Do

Toast is the all-in-one platform built for restaurants of all sizes. Toast provides a single platform of software as a service (SaaS) products and financial technology solutions that give restaurants everything they need to run their business including point of sale payments supplier management digital ordering and delivery marketing and loyalty and team management. By serving as the restaurant operating system across dine-in takeout and delivery channels Toast helps restaurants increase revenue streamline operations and deliver amazing guest experiences.

Why Work With Us

Our recipe for an awesome workplace: One splash of friendship A dollop of impact A sprinkle of no hierarchy & A heavy spoonful of individuality Mix these ingredients in a fast-paced and hardworking environment. Best paired with a side of interesting people who always bring their whole selves to work. *100% Sunday scary free

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Hybrid Workspace

Employees engage in a combination of remote and on-site work.

Typical time on-site: Flexible
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Date Posted

05/05/2026

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