Job Description
We are seeking a meticulous and analytical Title Underwriter to join our team. In this role you will be responsible for evaluating risk and determining the insurability of real estate titles for residential and commercial transactions. Instead of evaluating a borrower's credit you will dive deep into public records deeds maps and legal documents to identify title defects encumbrances and liens. Your expertise will ensure our transactions clear smoothly and our policy liabilities are minimized.
Core Responsibilities
- Title Examination & Risk Assessment: Review and analyze title search reports property deeds plat maps public records and survey assessments to determine ownership legal descriptions and potential risks.
- Defect Identification: Evaluate and resolve title defects including outstanding liens judgments unpaid taxes easements restrictions fraud risks and chain-of-title gaps.
- Underwriting Determinations: Establish requirements exceptions and conditions necessary for issuing clear title insurance commitments binders and final policies.
- Collaborative Problem Solving: Work closely with escrow officers real estate attorneys agents and lenders to find creative compliant solutions to clear "clouds on title" prior to closing.
- Regulatory Compliance: Ensure all underwriting decisions comply with local state and federal insurance regulations as well as corporate risk tolerances and guidelines.
Qualifications
What you'll do:
- Title Examination & Risk Assessment: Review and analyze title search reports property deeds plat maps public records and survey assessments to determine ownership legal descriptions and potential risks.
- Defect Identification: Evaluate and resolve title defects including outstanding liens judgments unpaid taxes easements restrictions fraud risks and chain-of-title gaps.
- Underwriting Determinations: Establish requirements exceptions and conditions necessary for issuing clear title insurance commitments binders and final policies.
- Collaborative Problem Solving: Work closely with escrow officers real estate attorneys agents and lenders to find creative compliant solutions to clear "clouds on title" prior to closing.
- Regulatory Compliance: Ensure all underwriting decisions comply with local state and federal insurance regulations as well as corporate risk tolerances and guidelines.
What you'll bring:
- Experience: 3+ years of experience in title underwriting title examination or real estate law.
- Education & Licensing: High School Diploma or equivalent required; Bachelor's degree or State Title Insurance Agent License preferred (Juris Doctor is a major plus for counsel-level roles).
- Technical Knowledge: Deep understanding of real estate law local title insurance rate structures recording fees and public registry systems.
- Software Proficiency: Experience utilizing specialized title production software (e.g. SoftPro RamQuest ResWare) and digital public record databases.
Key Skills & Core Competencies
- Meticulous Attention to Detail: An exceptional eye for spotting subtle discrepancies in legal descriptions or ancient public registries.
- Legal Literacy: Ability to confidently read and interpret complex legal documents probate files divorce decrees and court judgments impacting property rights.
- Risk Mitigation: Strong analytical skills to balance corporate financial exposure with proactive customer service solutions.
Additional Information
Achieve well-being with:
- Hybrid and remote work opportunities
- 401 (k) with employer match
- Medical dental and vision with HSA and FSA options
- Competitive vacation and sick time off as well as dedicated volunteer days
- Access to wellness support through Employee Assistance Program Talkspace and fitness discounts
- Up to $5250 paid back to you on eligible education expenses
- Pet care discounts for your furry family members
- Financial support in times of hardship with our Achieve Care Fund
- A safe place to connect and a commitment to diversity and inclusion through our six employee resource groups
Join Achieve change the future
At Achieve we're changing millions of lives.
From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth you'll get to be a part of their journey to a better financial future. We're proud to have over 3000 employees in mostly hybrid and 100% remote roles across the United States with hubs in Arizona California and Texas. We are strategically growing our teams with more remote work-from-home opportunities every day to better serve our members. A career at Achieve is more than a job-it's a place where you can make a true impact have a sense of belonging establish a fulfilling career and put your well-being first.
Attention Agencies & Search Firms: We do not accept unsolicited candidate resumes or profiles. Please do not reach out to anyone within Achieve to market your services or candidates. All inquiries should be directed to Talent Acquisition only. We reserve the right to hire any candidates sent unsolicited and will not pay any fees without a contract signed by Achieve's Talent Acquisition leader.
Company Description
Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative personalized financial solutions. By leveraging proprietary data and analytics our solutions are tailored for each step of our member's financial journey to include personal loans home equity loans debt consolidation financial tools and education. Every day we get to help our members move their finances forward with care compassion and empathetic touch. We put people first and treat them like humans not account numbers.
Skills Required
- 3+ years of experience in title underwriting title examination or real estate law
- High School Diploma or equivalent
- Bachelor's degree
- State Title Insurance Agent License
- Juris Doctor (JD)
- Deep understanding of real estate law title insurance rate structures recording fees and public registry systems
- Experience with title production software (SoftPro RamQuest ResWare)
- Experience using digital public record databases
- Meticulous attention to detail
- Ability to read and interpret complex legal documents probate files divorce decrees and court judgments
- Strong analytical skills to assess and mitigate title and policy risk
What the Team is Saying
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What We Do
Formally known as Freedom Financial Network Achieve launched in 2022 as the leading digital personal finance company helping everyday people get on and stay on the path to a better financial future. Achieve delivers personalized financial solutions for real people through intelligent technology and an empathetic human touch. From the single parent trying to buy a home to the overworked employee drowning in debt we provide innovative solutions budgeting tools and education to help them move from surviving to thriving. We put our members first by coaching them through their financial health journey to understand what’s working for them and what’s not. Our tailored approach is designed to meet everyone where they are in life because they’re more than just a credit score. Our people make the biggest difference. With more than 2200 teammates between California Arizona Florida and Texas everyone collaborates together to make an impact towards our mission; to empower everyday people to move forward on a path to a better financial future. We’re committed to fostering an environment where everyone can belong while giving their true authentic selves a place to shine. Whether you’re in sales member support engineering product design IT or any of our other exciting roles you’ll join a team passionate about serving our members and embracing our core values every day: Care (For everyone) Get Better (Every day) Act With Integrity (Every time) Collaborate (With everyone)
Why Work With Us
The technology we are building has real human impact to positively change the trajectory of millions of American families living with the crippling weight of consumer debt. Our growing teams are determined to get better every day through open collaboration and genuine family-like care for the whole person—engineers are never lost in the shuffle.
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Date Posted
06/27/2026
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