Director of Finance

Kafene is a leading point-of-sale financing partner dedicated to empowering flexible ownership solutions for underserved customers nationwide. By enabling our retail partners to offer flexible lease-to-own (LTO) purchase options for prime and nonprime consumers, Kafene helps merchants grow their customer base and meet the growing demand for furniture, appliances, electronics, tires, and other durable goods. Utilizing more than 20,000 data inputs in tandem with cutting-edge AI and machine learning technologies, our platform creates a best-in-class experience for both merchants and customers. With over $150 million in sales since inception, we are rapidly growing and looking to expand our team.

We take pride in fostering a dynamic workplace culture that values collaboration, innovation, and mutual support. Our team of 100 is spread between a NYC headquarters, a Wilmington office, and fully remote staff across the country. Last year, we were selected for Built In Startups to Watch and Forbes' Best Startup Employers.

We are seeking a Director of Finance to join our top-notch team. This is an important and highly visible role that will help scale Kafene’s financial operations and drive our strategic initiatives forward. The Director will be responsible for developing sophisticated financial models (including accounting for equity, warehouse financing, and venture debt commitments) to aid in liquidity planning and margin improvement for the firm. The ideal candidate should bring experience building revenue projections and cash flow forecasts for lending, credit, or asset-backed firms, as well as superior analytical abilities, strong attention to detail, and excellent communication skills. The role reports to the CEO/Co-Founder of Kafene.

What you’ll do:

• Run financial analysis and prepare reports for senior leadership, board of directors, investors, and other internal and external stakeholders.
• Oversee and iterate on cash flow forecasting models for Kafene’s lease-to-own portfolio.
• Drive margin improvement through maintaining budgets and expense management discipline.
• Regular updating of revenue & net income projections, including reporting on actual vs budgeted expenses
• Provide financial modeling and analysis to foster informed, strategic decision-making, including market analysis, business case development, corporate financial analysis, and cost analysis.
• Identify and implement opportunities to streamline financial planning.
• Collaborate cross-functionally with analytics, engineering, risk, and finance teams on ad hoc projects as assigned. 

Who you are:

• 6-8 years of progressive experience in accounting, finance, business analytics, or financial analysis.
• Bachelor’s degree from an accredited institution. 
• Experience with forecasting revenues, expenses, balance sheets, and resources across business lines and legal entities. 
• Experience in business case preparation and cost-benefit analysis is a plus.
• Skilled in preparing and presenting detailed analysis, variances, commentary, and management information.
• Knowledge of asset-backed lending and capital markets products and their relationships to financial statements.
• Strong proficiency in Excel (e.g., pivot tables, VLOOKUP) and Google Sheets.

Compensation and Benefits:

• Base Salary: Earn a competitive base salary ranging from $110,000 to $145,000.
• Healthcare: We prioritize your well-being by covering 80% of medical, dental, and vision insurance costs. Additionally, we contribute 75% of the premium for your spouse and/or dependents.
• Retirement Benefits: Begin planning for your future from day one with our 401k plan.
• Paid Time Off: We understand the importance of work-life balance. That's why we offer flexible paid time off days starting from day one of your employment.

Kafene is an equal-opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics. If you are applying for a job in the U.S. and need a reasonable accommodation for any part of the employment process, please send an e-mail to [email protected] and let us know the nature of your request and contact information. Please note that only those inquiries concerning a request for reasonable accommodation will be responded to from this email address.