Financial Statement Specialist

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JOB FUNCTION / SUMMARY:

Reviews customer financial data and enters information into standardized bank financial statement software. Provides account officers with financial calculations/statements used to determine the profitability of customers and credit risks associated with making credit decisions.

ESSENTIAL DUTIES & RESPONSIBILITIES:

• Receives financial statements for corporate and individual loan customers, reviews financial data (e.g. notes payable, type of loan account, income statement, balance sheet, etc.), assesses the quality of financial statements, determine the appropriate information to enter into the Optimist software system. Enters key performance indicator figures provided by bankers into Optimist software.
• Interprets financial data and notifies credit analysts, department management, etc. and/or account officer of incomplete statements, inconsistent information and/or financial statement abnormalities.
• Assist analytical staff with research in loan system which is used to provide additional data for the Shared National Credit Report, Energy report, etc.
• Upon request by lenders compile credit and deposit summaries/rundowns on customers.
• Performs all other duties and special projects as assigned.
• Incumbent is required to comply with all applicable federal, state, and local banking and industry related laws and regulations including but not limited to the Bank Secrecy Act.

SUPERVISORY RESPONSIBILITIES:

None

MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE:

• Minimum requirements of coursework completed towards a 4 year college degree required including 9 or more hours in accounting or finance
• 4 year college degree preferred; High school diploma or GED required
• Previous experience working with financial statement spreadsheet software preferred

ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS:

• Ability to work under stress and meet deadlines
• Ability to operate a keyboard if required to perform the essential job functions
• Ability to read and interpret a document if required to perform the essential job functions
• Ability to travel if required to perform the essential job functions
• Ability to lift/move/carry approximately 20 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an "undue hardship" then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement.

Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.