Staff Product Manager - Lending Systems

If holding money safely and moving it seamlessly are two core pillars of a great financial platform for businesses the third is enabling businesses to access capital. Lending well relies on a system of trust data automation and customer experience that empowers businesses to grow.

At Mercury we’re embarking on building systems from the ground up to support an entirely new generation of lending products. We want to create the foundational infrastructure that will define how our customers access capital how we manage risk and how we scale responsibly.

We’re looking for someone who can architect this future: blending sharp systems thinking with a feel for usability designing a platform that is both resilient and flexible and ultimately creating lending experiences that feel seamless empowering and even magical to our customers.

*Mercury is a fintech company not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A. Members FDIC.

What You’ll Do

• Define the vision strategy and roadmap for Mercury’s lending systems and infrastructure.

• Build the core platform that powers loan origination underwriting servicing and repayment across a range of lending products.

• Partner with engineering risk design data science and operations to design scalable systems that balance automation with resilient controls.

• Establish the technical and product foundations to support new credit and lending products including decisioning workflows data integrations repayment rails and compliance features.

• Collaborate with banking partners and internal stakeholders to ensure lending products are regulatory-compliant and operationally sound.

• Prioritize areas of investment using customer insights market research and data-driven decision-making.

• Set and track success metrics for lending system health adoption and customer impact.

• Create reusable capabilities that amplify the speed and consistency of launching future lending products.

What You Bring

• 10+ years of product management or aligned experience with at least 4+ years in lending credit or financial systems.

• Experience building complex systems or platforms from scratch in a fintech or financial services environment.

• Strong understanding of lending lifecycles (origination underwriting servicing repayment) and associated risk/compliance considerations.

• Technical fluency; ability to dive deep with engineers while simplifying complexity for business and compliance stakeholders.

• A systems mindset - seeing lending not just as features but as interconnected flows of data risk operations and customer experience.

• Proven ability to balance customer empathy with rigorous business compliance and operational requirements.

• Track record of delivering internal platforms or tools that enable speed scalability and efficiency across teams.

• Comfort operating in ambiguity and setting direction in greenfield product areas.

The total rewards package at Mercury includes base salary equity and benefits.

Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry. New hire offers are made based on a candidate’s experience expertise geographic location and internal pay equity relative to peers.

Our target new hire base salary ranges for this role are the following:

US employees (any location): $239000 - $298800 Canadian employees (any location): CAD 225900 - 282400

Mercury values diversity & belonging and is proud to be an Equal Employment Opportunity employer. All individuals seeking employment at Mercury are considered without regard to race color religion national origin age sex marital status ancestry physical or mental disability veteran status gender identity sexual orientation or any other legally protected characteristic. We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs. If you need assistance or an accommodation please let your recruiter know once you are contacted about a role.

We use Covey as part of our hiring and / or promotional process for jobs in NYC and certain features may qualify it as an AEDT. As part of the evaluation process we provide Covey with job requirements and candidate submitted applications. We began using Covey Scout for Inbound on January 22 2024.

[Please see the independent bias audit report covering our use of Covey for more information.]

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