Compliance Director & MLRO US

• Lead mentor and scale the AMER regional compliance team ensuring robust regulatory coverage local compliance sovereignty and consistent application of global standards across all active jurisdictions and states.
• Act as the primary regulatory liaison for the AMER region managing day-to-day relationships complex regulatory inquiries and high-stakes examinations with federal and state authorities (including FinCEN NYDFS state banking departments and FINTRAC).
• Oversee and execute local financial crime operations and reporting workflows in instances where regional regulatory mandates strictly require second-line actions to be performed within the region or specific state jurisdictions.
• Monitor the AMER regulatory landscape for shifting BSA/AML USA PATRIOT Act sanctions and financial crime developments ensuring material updates are proactively analyzed and escalated to the Global Policy team for framework integration.
• Serve as the definitive regional second-line authority providing formal compliance sign-off on high-risk decisions and complex escalations elevated to the Governance and Risk Committee (GRC).
• Provide strategic regulatory guidance and compliance advisory on Product Requirement Documents (PRDs) Acceptable Use Policies (AUPs) novel customer use cases and new regional or state license applications to enable safe compliant market entry.
• Lead the deployment and calibration of specialized financial crime compliance training curricula for regional business units commercial teams and US/AMER staff to foster a risk-aware operational culture.

• Bachelor's degree in Law Criminology Public Policy Finance Business Administration or a related analytical field.
• CAMS certification or an equivalent globally recognized compliance credential.
• 12 to 15+ years of experience in AML Sanctions and Financial Crime Compliance within financial services fintech payments or banking.
• At least 5+ years of senior leadership experience managing multi-jurisdictional compliance teams or serving as a designated BSA/AML Officer or MLRO within the US or Canada.
• Proven track record of interacting directly with AMER regulators (such as FinCEN NYDFS state regulators or FINTRAC) and successfully managing complex regulatory examinations and state licensing audits.
• Experience providing compliance advisory on product rollouts US state money transmitter licensing strategies and complex corporate customer use cases within a matrixed environment.
• A high-ownership pragmatic approach with excellent communication and stakeholder management skills to influence cross-functional executives and external partners.

• Advanced degree such as a Juris Doctor (JD) or a Master's degree in Regulatory Compliance Law or Financial Crime.
• Advanced professional designations such as CAMS-Audit CGSS (Certified Global Sanctions Specialist) or CAMS-RM (Risk Management).
• Deep fintech and payments experience including a strong operational understanding of US money transmission Electronic Money Institutions (EMIs) virtual accounts multi-currency wallets and cross-border payment mechanisms.
• Experience partnering closely with Product Risk and Commercial teams to support high-velocity feature launches and complex corporate onboarding workflows.
• Strong data literacy and comfort utilizing operational metrics automated GRC systems and dashboards to track compliance metrics and detect regional risk drift.

What We Do

Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software we empower over 200000+ businesses worldwide – including Brex Rippling Navan Qantas SHEIN and many more – with fully integrated solutions to manage everything from business accounts payments spend management and treasury to embedded finance at a global scale.Proudly founded in Melbourne we have a team of over 2200 of the brightest and most innovative people in tech across 26 offices around the globe. Valued at US$8 billion and backed by world-leading investors including T. Rowe Price Visa Mastercard Robinhood Ventures Sequoia Salesforce Ventures DST Global and Lone Pine Capital Airwallex is leading the charge in building the global payments and financial platform of the future. If you’re ready to do the most ambitious work of your career join us.

Why Work With Us

Airwallex was founded by people told their idea was unreasonable and we've hired that way ever since. We move fast think globally and give you ownership from day one. If you want to pioneer global finance at scale alongside the ambitious let's talk.

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