Compliance Prog Mgr RLD

• Manages and administers regulatory compliance program for RLD per bank policy developed by Corporate Compliance and Legal. Implements updates to the compliance program to address regulatory requirement changes.
• Researches compliance issues/questions and provides interpretation or clarification to team members.
• Coordinates preparation for day-to-day management and follow-up for internal audits, compliance testing and regulatory examinations.
• Develops and presents training sessions to ensure compliance with regulations. Manages on-going bank required compliance training including CBT’s; monitors and tracks team member registration and course completion. Maintains records of compliance and other training (internal and external) completed by RLD team members and makes records available to auditors/examiners, if requested.
• Monitors and has in-depth knowledge of pending or proposed changes to rules, regulations or laws affecting residential mortgage lending.

Must-Have*

• Minimum 5 years of experience at a bank or mortgage lender in a residential mortgage loan origination environment (application to funding) with responsibility for regulatory compliance or audit reviews
• Minimum 5 years of experience with mortgage related Federal banking regulations (including Regulations B, C, and Z, RESPA, CRA, Fair Housing, FACTA, FDPA, FIRA and UDAAP).
• Minimum 3 years of experience responding to audits and exams conducted by banking regulators (CFPB, OCC, FDIC, etc.)

Skills and Knowledge

• Bachelor’s degree preferred.
• Thorough knowledge of compliance laws and regulations as they apply to a federal financial institution including rules pertaining to mortgage related consumer protection laws and fair lending.
• Strong understanding of end-to-end residential mortgage process from origination to servicing.
• Must possess excellent verbal and written communications skills sufficient to interact with all levels of bank personnel, bank regulators, clients, vendors, etc.
• Experienced in writing lending policies and developing and documenting operating procedures.
• Skilled in the use of the Microsoft Office Suite (Outlook, Word, Excel, Power Point).