Consumer Banking - Product Risk Manager (Consumer Deposits) - Vice President

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Consumer Banking Product Risk Manager (Consumer Deposits) - Vice President in the Consumer & Business Banking (CBB) Risk Management group, you will be instrumental in guiding our product and capabilities teams with a strong risk management perspective. Your role involves identifying, assessing, and mitigating risks associated with new initiatives, and you will be responsible for escalating critical issues to the Chief Risk Officer and the risk committee when necessary. This position offers an exciting opportunity to contribute to high-impact deposit product projects that are central to the firm's strategy. You will thrive in this role if you excel in critical thinking and problem-solving, are self-motivated and confident, possess a deep understanding of key regulatory considerations, and are eager to work in a dynamic and fast-paced environment.

Job Responsibilities:

• Develop a comprehensive understanding of Consumer Banking products and services.
• Serve as a trusted advisor to product development teams, understanding both long-term plans and short-term activities while maintaining independence.
• Identify strategic, operational, and reputational risks within products and services.
• Evaluate new concepts or modifications to existing services to ensure all risks are identified and appropriate controls are in place.
• Maintain a working knowledge of applicable bank policies and external regulations to escalate issues appropriately to Compliance and Legal partners.
• Represent the interests of internal stakeholders in risk management reliably.
• Collaborate with business units to solve complex problems.
• Stay informed about changes in the marketplace, including technology, products, and threats.
• Communicate complex concepts and issues in a business-friendly manner to senior/executive management.

Required qualifications, capabilities, and skills:

• Bachelors Degree
• Minimum of 5 years in a Risk or oversight function (Audit, Controls, Operational Risk Management, Information Risk Management, Compliance) or other relevant deposit product role.
• Experience with digital/mobile banking, payments, and/or other emerging technologies.
• Familiarity with agile development methodology.
• Strong critical thinking skills.
• Ability to defend positions with quantitative analysis developed with an analytical team.
• Proficiency in working with both business and technically oriented individuals.
• Excellent written and verbal communication skills.
• Strong emotional intelligence and ability to influence.
• Ability to work independently while managing multiple deadlines and priorities.
• Team-oriented mindset.

ABOUT US

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

ABOUT THE TEAM

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

We are here to help you manage your money with checking, savings and credit cards, combining the latest banking technology with comprehensive solutions to meet the financial needs of nearly half of U.S. households.