Data Scientist

· Remote

Location

Remote

Type

Full Time

Job Description

NinjaHoldingsJobs
Data Scientist

Data Scientist

Reposted 11 Hours Ago
Chicago IL USA
In-Office
90K-130K Annually
Junior
Cloud • Fintech • Machine Learning • Database • Analytics • Financial Services • Automation
NinjaHoldings is disrupting the consumer finance industry.
The Role
Build and validate predictive lending models analyze consumer risk and portfolio impact implement and monitor models with engineering develop tooling and automated SQL/Python dashboards design A/B tests and communicate actionable insights to senior management.
Summary Generated by Built In

NinjaHoldings was founded in 2017 by a team seeking to revolutionize the way everyday Americans interact with financial services. Through our CreditNinja and NinjaCard brands we empower people overlooked by traditional financial institutions to take control of their finances via a full suite of digital banking and lending products providing incentives and rewards along the way as we guide them on a path to financial improvement. Through our EDGE brand we help companies better understand their customers by offering a package of bespoke underwriting fraud detection and analytics services. With offices in Chicago Miami and around the world through the power of remote work we are a lean and innovative team always seeking like-minded talent to join us in our fight to disrupt consumer finance. 

Key Responsibilities:

  • Build predictive models to optimize lending decisions by using advanced statistical modeling and simulation techniques
  • Use advanced data analytics to understand consumer risk behavior trends their impact on the portfolio and resulting business opportunities 
  • Support the implementation of models by working closely with the software engineering team and performing post release checks and analysis
  • Assist with development of technical tools and platforms to standardize and streamline model development and monitoring processes
  • Establish key performance metrics and develop automated reporting dashboards using SQL and Python
  • Design A/B testing for models and underwriting strategies evaluate impact and provide recommendations
  • Work with cross-functional teams to explore new ways of finding insights from data and provide recommendations
  • Communicate concise and actionable business strategies to senior management

Ideal Candidate Will Have:

  • Bachelor's degree required
  • 2+ years of professional experience with data analytics and statistical modeling
  • Experience with relational databases and SQL
  • Programming experience with Python
  • Strong quantitative and problem-solving skills with key attention to detail
  • Experience supporting and working with cross-functional teams in a dynamic environment

Additional Pluses:

  • Advanced degree in a quantitative discipline (e.g. math statistics analytics quantitative finance engineering or other quantitative fields)
  • Experience working with specialty finance or FinTech 
  • Marketing analytical experience 

Benefits:

  • Competitive salary and benefits package
  • Flexible remote work
  • Fun fast-paced work environment
  • Dynamic start-up culture
  • Ability to make an immediate impact in a growth stage company
  • Convenient downtown Chicago office located in the heart of the city
  • Equal opportunity employer

Applicants must be legally authorized to work in the U.S. without the need for current or future visa sponsorship.

IMPORTANT NOTICE:
Please carefully review communications to ensure that they are from the official Breezy applicant tracking platform (@breezy-mail.com) or an official NinjaHoldings brand email: @ninjaholdings.com @creditninja.com @ninjacard.com or @edgescore.com. If you have been contacted regarding a job opening at NinjaHoldings from any other email address including similar email variations this is NOT a trusted source. We recommend that you refrain from responding to suspicious emails and file a complaint with the FBI's Internet Crime Complaint Center (IC3) at https://www.ic3.gov. For questions or to confirm the authenticity of a communication please email hr @ninjaholdings.com.

Skills Required

  • Bachelor's degree
  • 2+ years of professional experience with data analytics and statistical modeling
  • Experience with relational databases and SQL
  • Programming experience with Python
  • Strong quantitative and problem-solving skills with attention to detail
  • Experience supporting and working with cross-functional teams in a dynamic environment
  • Legally authorized to work in the U.S. without the need for current or future visa sponsorship
  • Advanced degree in a quantitative discipline (e.g. math statistics analytics quantitative finance engineering)
  • Experience working with specialty finance or FinTech
  • Marketing analytical experience

What the Team is Saying

NinjaHoldings Compensation & Benefits Highlights

  • Healthcare StrengthCore medical dental and vision coverage is offered alongside additions such as life/disability insurance FSA/HSA options mental health support and an EAP. These elements indicate a comprehensive health package beyond the basics.
  • Retirement SupportA 401(k) with company matching is explicitly included in the package. This signals concrete support for long-term savings in addition to salary.
  • Equity Value & AccessibilityA “material” equity grant is positioned as part of total compensation. Equity participation is presented as a core component of rewards indicating accessible ownership opportunities.

NinjaHoldings Insights

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The Company
HQ: Chicago IL
200 Employees
Year Founded: 2017

What We Do

NinjaHoldings was founded in 2017 by a team seeking to revolutionize the way everyday Americans interact with financial services. Through our CreditNinja and NinjaCard brands we empower people overlooked by traditional financial institutions to take control of their finances via a full suite of digital banking and lending products providing incentives and rewards along the way as we guide them on a path to financial improvement. Through our EDGE brand we help companies better understand their customers by offering a package of bespoke underwriting fraud detection and analytics services. With offices in Chicago Miami and around the world through the power of remote work we are a lean and innovative team always seeking like-minded talent to join us in our fight to disrupt consumer finance.

Why Work With Us

Our culture of growth is driven by hard-working people who move fast. We’re a highly collaborative fast-moving and data-centric company led by industry veterans. Our collaborative team is composed of super-talented ninjas who are passionate about their craft.

Gallery

NinjaHoldings Offices

Remote Workspace

Employees work remotely.

Typical time on-site: None
HQChicago IL

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Date Posted

07/06/2026

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