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Hiring Remotely in California USA
Remote or Hybrid
200K-240K Annually
Expert/Leader
Fintech • Professional Services • Sales • Financial Services
We help people control expenses manage debt save money plan ahead and make better financial decisions.
The Role
Lead and scale a multi-tiered product organization for consumer lending products (HELOCs mortgages personal loans). Define long-term product vision and investment roadmap modernize API‑first origination platforms automated decisioning and pricing engines. Own business performance metrics align cross-functionally with Risk Capital Markets Engineering Legal and Sales and drive adoption of data/analytics and alternative underwriting to accelerate growth.
Summary Generated by Built In
Job Description
Join us and change the world together at Achieve Lending! We're undergoing a massive transformation fueled by a bold three-year strategy to aggressively grow our lending business. Our mission is to become a digital-first AI-enabled lending powerhouse - and with our sister business Achieve Debt Relief - to solidify our position as the leading platform in Consumer Liability Optimization.
Achieve's Lending Product organization supports our market growth through two core ecosystems: a Direct-to-Consumer (D2C) platform and a technology-first Third-Party Originations (TPO) channel. Our TPO business is reimagining the intermediary lending landscape by deploying API-first infrastructure frictionless wholesale and correspondent portals and instant underwriting tools that empower external brokers to deliver Achieve's industry-leading HELOCs and mortgages at scale.
The Role
The Director of Product Management serves as a senior leader within our Lending Product organization. In this role you will be a driver of the overarching product strategy architectural vision and commercial success for our foundational lending product lines-including our best-in-class HELOCs mortgage loans personal loans and next-generation financial products.
As a strategic leader you will manage grow and inspire a multi-tiered organization of highly skilled Product Managers at all levels. Partnering closely with the VP of Product General Managers and executive leaders across Marketing Sales Credit Risk Capital Markets Engineering Legal & Compliance and Operations you will steer the digital infrastructure and technology innovation required to accelerate Achieve's market capture and redefine digital first lending origination.
Overview of Key Responsibilities:
Qualifications
Technical & Leadership Competencies:
Additional Information
All your information will be kept confidential according to EEO guidelines.
Achieve well-being with:
We are proudly offering hybrid options in the San Mateo CA and Phoenix AZ metro market. In other locations throughout the country we offer work from home.
Salary Range: $200000 - $240000 + bonus + benefits.
This information represents the expected salary range for this role. Should we decide to make an offer for employment we'll consider your location experience and other job-related factors.
Join Achieve change the future.
At Achieve we're changing millions of lives.
From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth you'll get to be a part of their journey to a better financial future. We're proud to have over 3000 employees in mostly hybrid and 100% remote roles across the United States with hubs in Arizona California and Texas. We are strategically growing our teams with more remote work-from-home opportunities every day to better serve our members. A career at Achieve is more than a job-it's a place where you can make a true impact have a sense of belonging establish a fulfilling career and put your well-being first.
Attention Agencies & Search Firms: We do not accept unsolicited candidate resumes or profiles. Please do not reach out to anyone within Achieve to market your services or candidates. All inquiries should be directed to Talent Acquisition only. We reserve the right to hire any candidates sent unsolicited and will not pay any fees without a contract signed by Achieve's Talent Acquisition leader.
#LI-KV1
Company Description
Achieve is the leader in digital personal finance helping everyday people thrive with innovative solutions like home equity and personal loans and debt relief. We offer personalized financial solutions blending data technology and an empathetic human touch to help members reach a better financial future. Our 2300+ teammates across hubs in California Arizona and Texas collaborate on our mission. Since 2002 we've fostered an inclusive environment uniting all roles under core values: Care (For Everyone) Get Better (Every Day) Act With Integrity (Every Time) and Collaborate (With Everybody).
Since 2002 Achieve has grown into one of the largest private consumer fintech unicorns in the U.S. with over $40B in enrollments for our industry-leading tech-enabled debt resolution services business and over $11Bn in personal and home loans originations via our banking-as-a-service partner.
Join us and change the world together at Achieve Lending! We're undergoing a massive transformation fueled by a bold three-year strategy to aggressively grow our lending business. Our mission is to become a digital-first AI-enabled lending powerhouse - and with our sister business Achieve Debt Relief - to solidify our position as the leading platform in Consumer Liability Optimization.
Achieve's Lending Product organization supports our market growth through two core ecosystems: a Direct-to-Consumer (D2C) platform and a technology-first Third-Party Originations (TPO) channel. Our TPO business is reimagining the intermediary lending landscape by deploying API-first infrastructure frictionless wholesale and correspondent portals and instant underwriting tools that empower external brokers to deliver Achieve's industry-leading HELOCs and mortgages at scale.
The Role
The Director of Product Management serves as a senior leader within our Lending Product organization. In this role you will be a driver of the overarching product strategy architectural vision and commercial success for our foundational lending product lines-including our best-in-class HELOCs mortgage loans personal loans and next-generation financial products.
As a strategic leader you will manage grow and inspire a multi-tiered organization of highly skilled Product Managers at all levels. Partnering closely with the VP of Product General Managers and executive leaders across Marketing Sales Credit Risk Capital Markets Engineering Legal & Compliance and Operations you will steer the digital infrastructure and technology innovation required to accelerate Achieve's market capture and redefine digital first lending origination.
Overview of Key Responsibilities:
- Organizational Leadership & Scaling: Build scale and mentor a world-class multi-layered product management organization. Establish a high-performance culture rooted in operational discipline continuous talent development and product management excellence.
- Lending Product Strategy: Define and champion the long-term product vision strategy and investment roadmap for the Lending Product organization. Ensure the portfolio balances immediate commercial scaling with long-term foundational technical architecture.
- Lending Platform Modernization: Provide leadership and direction for the development of our next-generation API-first lending architecture. Drive the modernization of our core lending origination systems automated decisioning frameworks real-time pricing engines and external partner ecosystems.
- Accountability: Be accountable for the business performance of Lending product lines tracking core metrics including funnel performance close rates time-to-fund and product profitability.
- Cross-Functional Synchronization: Act as a critical liaison between Product and key executive stakeholders in Marketing Capital Markets Credit Risk Legal & Compliance Sales and Operations. Ensure complex industry regulations are met and seamlessly integrated into scalable friction-free customer software experiences.
- Market Leadership & Innovation: Drive the adoption of emerging technologies modern data/analytics capabilities and alternative data underwriting methods to keep Achieve ahead of fintech competitors and shifting macroeconomic conditions.
Qualifications
Technical & Leadership Competencies:
- Domain Expertise: Deep knowledge of the end-to-end digital consumer lending lifecycle automated credit risk rules engines modern loan origination technology stacks secondary market/capital market constraints and equity/unsecured debt products.
- Architectural Vision: Proven experience overseeing complex API-first platform transformations modern cloud architecture transitions and enterprise-level data layer definitions. Can comfortably align technology roadmaps directly with VP-level Engineering leaders.
- Executive Presence & Influence: Exceptional track record of presenting to influencing and aligning C-suite executives and regulatory bodies on highly strategic high-capital decisions.
- Execution Excellence: A proven leader who has successfully taken product lines from zero-to-one as well as scaled consumer facing lending platforms
Additional Information
All your information will be kept confidential according to EEO guidelines.
Achieve well-being with:
- 401 (k) with employer match
- Medical dental and vision with HSA and FSA options
- Competitive vacation and sick time off as well as dedicated volunteer days
- Access to wellness support through Employee Assistance Program physical and mental health wellness programs
- Pet care discounts for your furry family members
- Financial support in times of hardship with our Achieve Care Fund
- A safe place to connect and a commitment to diversity and inclusion through our six employee resource groups
We are proudly offering hybrid options in the San Mateo CA and Phoenix AZ metro market. In other locations throughout the country we offer work from home.
Salary Range: $200000 - $240000 + bonus + benefits.
This information represents the expected salary range for this role. Should we decide to make an offer for employment we'll consider your location experience and other job-related factors.
Join Achieve change the future.
At Achieve we're changing millions of lives.
From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth you'll get to be a part of their journey to a better financial future. We're proud to have over 3000 employees in mostly hybrid and 100% remote roles across the United States with hubs in Arizona California and Texas. We are strategically growing our teams with more remote work-from-home opportunities every day to better serve our members. A career at Achieve is more than a job-it's a place where you can make a true impact have a sense of belonging establish a fulfilling career and put your well-being first.
Attention Agencies & Search Firms: We do not accept unsolicited candidate resumes or profiles. Please do not reach out to anyone within Achieve to market your services or candidates. All inquiries should be directed to Talent Acquisition only. We reserve the right to hire any candidates sent unsolicited and will not pay any fees without a contract signed by Achieve's Talent Acquisition leader.
#LI-KV1
Company Description
Achieve is the leader in digital personal finance helping everyday people thrive with innovative solutions like home equity and personal loans and debt relief. We offer personalized financial solutions blending data technology and an empathetic human touch to help members reach a better financial future. Our 2300+ teammates across hubs in California Arizona and Texas collaborate on our mission. Since 2002 we've fostered an inclusive environment uniting all roles under core values: Care (For Everyone) Get Better (Every Day) Act With Integrity (Every Time) and Collaborate (With Everybody).
Since 2002 Achieve has grown into one of the largest private consumer fintech unicorns in the U.S. with over $40B in enrollments for our industry-leading tech-enabled debt resolution services business and over $11Bn in personal and home loans originations via our banking-as-a-service partner.
Skills Required
- Deep knowledge of end-to-end digital consumer lending lifecycle automated credit risk engines and loan origination technology stacks
- Proven experience overseeing API-first platform transformations and modern cloud architecture transitions
- Experience with secondary market/capital market constraints and structuring for loan products
- Demonstrated ability to build scale and mentor a multi-layered product management organization
- Executive presence with track record influencing C-suite and regulators on strategic high-capital decisions
- Proven history of taking product lines from zero-to-one and scaling consumer-facing lending platforms
- Strong partnership experience with Engineering Credit Risk Capital Markets Legal & Compliance Marketing Sales and Operations
What the Team is Saying
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Achieve Compensation & Benefits Highlights
- Healthcare Strength—Multiple medical dental and vision plan options are offered with no‑cost mental‑health support via Talkspace and access to HSA/FSA. Coverage breadth across carriers in some regions and solid core insurance indicators point to strong healthcare support.
- Retirement Support—A 401(k) with employer match is included complemented by life and disability insurance for broader financial protection. Eligibility timelines are clearly defined.
- Leave & Time Off Breadth—Flexible vacation/PTO paid holidays sick leave paid volunteer time and hybrid/remote options provide wide‑ranging time‑off flexibility. Some roles also feature flexible time‑off programs.
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The Company
HQ: San Mateo CA
2231 Employees
Year Founded: 2002
What We Do
Formally known as Freedom Financial Network Achieve launched in 2022 as the leading digital personal finance company helping everyday people get on and stay on the path to a better financial future. Achieve delivers personalized financial solutions for real people through intelligent technology and an empathetic human touch. From the single parent trying to buy a home to the overworked employee drowning in debt we provide innovative solutions budgeting tools and education to help them move from surviving to thriving. We put our members first by coaching them through their financial health journey to understand what’s working for them and what’s not. Our tailored approach is designed to meet everyone where they are in life because they’re more than just a credit score. Our people make the biggest difference. With more than 2200 teammates between California Arizona Florida and Texas everyone collaborates together to make an impact towards our mission; to empower everyday people to move forward on a path to a better financial future. We’re committed to fostering an environment where everyone can belong while giving their true authentic selves a place to shine. Whether you’re in sales member support engineering product design IT or any of our other exciting roles you’ll join a team passionate about serving our members and embracing our core values every day: Care (For everyone) Get Better (Every day) Act With Integrity (Every time) Collaborate (With everyone)
Why Work With Us
The technology we are building has real human impact to positively change the trajectory of millions of American families living with the crippling weight of consumer debt. Our growing teams are determined to get better every day through open collaboration and genuine family-like care for the whole person—engineers are never lost in the shuffle.
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Achieve Teams
Achieve Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
Typical time on-site: Flexible
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