Job Description
Affirm is reinventing credit to make it more honest and friendly giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
Affirm's primary business is lending and the Loans Lifecycle domain is responsible for maintaining the system of record for all loans at Affirm. As we scale into new geographies products and funding structures the complexity and criticality of this domain continues to grow. We are seeking to hire a Director to lead the Loans Lifecycle engineering organization spanning the Loans Platform Ledger Engineering and Financial Reporting teams.
What You'll DoSet the vision and drive execution for the Loans Lifecycle engineering organization at Affirm encompassing Loans Platform Ledger Engineering and Financial Reporting.
Take ownership of core engineering and business outcomes across the domain including the loan system of record ledger pipelines and financial data delivery to accounting systems.
Define and execute the technical roadmap for service-oriented decomposition platform scalability and database architecture evolution to support Affirm's growing loan volume across multiple geographies.
Partner with Accounting Finance Capital Markets Product and Compliance to ensure financial accuracy and regulatory compliance across all loan products.
Balance product expansion efforts — including international launches new loan types and card-related capabilities — with foundational platform investments in reliability correctness speed and operational efficiency.
Drive operational excellence across large-scale batch pipelines and online services establishing robust incident response pipeline SLA management and reconciliation processes.
Run a robust development lifecycle including continuing agentic adoption and acceleration while improving a culture of operational excellence.
Hire develop and retain a high-performing globally distributed engineering team across multiple sub-teams and technical disciplines.
15+ years of relevant experience in software engineering.
3+ years managing managers with a track record of high quality manager development.
Experience leading multiple engineering teams spanning backend services and big data/batch pipelines.
Successful track record driving key outcomes that drive the company's success.
Comfortable partnering across disciplines and influencing across a wide variety of leaders.
Experience hiring growing and retaining talent.
Strong technical depth in distributed systems data-intensive applications and database architecture at scale.
Has domain knowledge in financial systems lending accounting or fintech. Great to have — if you've worked on ledger systems loan origination and servicing or financial reconciliation in a lending context.
This position requires either equivalent practical experience or a Bachelor's degree in a related field.
Base Pay Grade - T
Equity Grade - 18
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors including location experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards monthly stipends for health wellness and tech spending and benefits (including 100% subsidized medical coverage dental and vision for you and your dependents.)
USA base pay range (CA WA NY NJ CT) per year: $300000 - $360000
USA base pay range (all other U.S. states) per year: $267000 - $327000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology Food various Lifestyle needs and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application" you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection processing use and storage of your personal information as described therein.
Skills Required
- 15+ years of relevant experience in software engineering
- 3+ years managing managers with a track record of high quality manager development
- Experience leading multiple engineering teams spanning backend services and big data/batch pipelines
- Strong technical depth in distributed systems data-intensive applications and database architecture at scale
- Domain knowledge in financial systems lending accounting or fintech
- Bachelor's degree in a related field or equivalent practical experience
What the Team is Saying
Affirm Compensation & Benefits Highlights
- Healthcare Strength—Healthcare coverage includes $0 employee premiums for medical dental and vision across all tiers alongside company‑paid life AD&D and disability coverage. Mental‑health access via Spring Health provides no‑cost sessions and guided care navigation for employees and eligible family members.
- Leave & Time Off Breadth—Time away spans Flexible Time Off for exempt staff ~20 accrued vacation days for non‑exempt 10 Health Days up to 15 Life Happens days bereavement up to 10 days and scheduled company‑wide Away Days. These layers create frequent structured opportunities to disconnect beyond standard PTO.
- Parental & Family Support—Paid parental leave provides 18 weeks for birth and non‑birth parents with return‑to‑work transition support. Family‑building benefits include Maven support and a one‑time $20000 S.A.F.E. wallet for surrogacy adoption fertility and egg freezing.
Affirm Insights
What We Do
At Affirm we help people say yes to the things that matter with flexible transparent ways to pay over time. No hidden fees no compound interest and no fine print—just a smarter way to spend.
Why Work With Us
Who is an Affirmer? /noun/ Someone who believes finance shouldn’t be complicated. We come from a diverse set of backgrounds and we’re driven by the desire to improve lives through honest financial products. We define success by challenging one another to bring our best ideas to every single project—and we have fun while doing it.
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Affirm Offices
Remote Workspace
Employees work remotely.
Affirm is a remote-first company! Our employees can work anywhere in the U.S. but if an office is more your style we have office locations in San Francisco Chicago New York City and Pittsburgh.
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Date Posted
05/19/2026
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