Compensation
This employer didn't list pay. Model a likely range with the calculator.
Model this offer in the calculatorJob description
About Upstart
At Upstart we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day we bring creativity experimentation and advanced AI to reshape access to credit helping millions move forward financially with clarity and confidence.
As the leading AI lending marketplace we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 1800 signals powering smarter fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea every voice and every contribution moves us closer to a world where credit never stands between people and their financial progress.
We’re proudly digital-first giving most Upstarters the flexibility to do their best work from wherever they thrive alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person connection through team onsites planning sessions and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus Austin the Bay Area or New York City (opening Summer 2026) you’ll have the support to work in the way that works best for you.
If you’re energized by tackling meaningful problems excited to innovate with purpose and motivated by work that truly matters we’d love to hear from you.
The Team:
As the Director Software Engineering Mobile Platform you will lead and scale Upstart’s Mobile Platform organization shaping and driving our overall mobile platform strategy. With the majority of customer interactions now occurring via mobile this channel is central to Upstart’s continued growth and to our ability to operate as a multi-product company. As an example Upstart recently announced our first mobile-only product CashLine. Your leadership will ensure that our mobile platform reliably supports every current and future product while delivering a seamless engaging and high-performing customer experience. Specifically Mobile Platform engineering is responsible for:
- Building a Strong Foundation – Developing shared platform capabilities (e.g. account creation navigation and observability) that power all loan products on mobile.
- Accelerate Mobile Development – Reducing friction for product teams by providing reusable components reliable release pipelines and high-quality testing frameworks.
- Expanding Our Reach – Improving application discoverability and onboarding flows (including app downloads and account creation) to bring more customers to Upstart.
- Maximizing Customer Lifetime Value – Enabling users to seamlessly manage their loan applications access credit repeatedly and make monthly repayments effortlessly.
As a key engineering leader you will collaborate closely with Product Management Legal & Compliance UX/UI Design Data Analytics and Loan Product teams to drive mobile innovation and excellence. You will have the opportunity to refine the scope and strategy of Upstart’s mobile platform as well as the long-term organizational structure of the mobile platform engineering team.
How you’ll make an impact
- Define and drive the mobile platform vision – Establish a culture of technical excellence innovation and collaboration.
- Lead and grow a high-performing team – Recruit mentor and develop engineering leaders and individual contributors fostering a sense of ownership and accountability.
- Deliver a world-class mobile experience – Lead the development of a robust native iOS application that enables users to apply for loans manage their accounts and handle repayments seamlessly.
- Operationalize success metrics – Establish clear KPIs to measure engineering efficiency product performance and business impact.
- Drive automation and process improvements – Champion best practices in mobile development CI/CD testing and deployment.
- Strategic Roadmapping & Prioritization – Partner with cross-functional teams to develop and execute medium- and long-term mobile strategies.
What we're looking for
- Proven experience leading mobile engineering teams in high-growth consumer-facing technology companies.
- Strong background in native mobile development using React Native (both iOS and Android preferred) including deep expertise in engineering best practices frameworks and scalable architectures.
- Demonstrated ability to scale and structure teams balancing technical leadership with people management.
- Experience working closely with Product Design and Analytics to develop customer-centric mobile experiences.
- A data-driven mindset with a strong ability to measure impact and drive continuous improvement.
Position location This role is available in the following locations: Remote
Travel requirements As a digital first company the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.
#LI-REMOTE
#LI-Director --> use for L7
At Upstart your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills experience and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition Upstart provides employees with target bonuses equity compensation and generous benefits packages (including medical dental vision and 401k).
At Upstart your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills experience and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition Upstart provides employees with target bonuses equity compensation and generous benefits packages (including medical dental vision and 401k).
What you'll love
At Upstart our benefits are designed to support your health financial well-being family and personal growth. Here’s what you can expect:
- Competitive compensation including base pay bonus opportunities and annual equity grants that vest quarterly
- Retirement benefits to help you plan for the future including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed up to $15000 annually (USD in the US CAD in Canada)
- Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
- Comprehensive health coverage designed to support you and your family including medical dental vision and wellness resources for US and supplemental health coverage for Canada.
- Health Savings Account contributions from Upstart for eligible plans (US only)
- Income protection benefits including life insurance and disability coverage for added financial security
- Paid time off sick leave and company holidays in line with local requirements
- Paid family and parental leave to support caregiving and major life moments (duration varies by country)
- Family-centered benefits to support fertility parenthood and caregiving needs
- Employee Assistance Program (EAP) offering mental health support and life-centered resources
- Financial wellness resources including access to financial planning tools and a financial concierge service (US Only)
- Annual wellness allowance to support your physical and emotional well-being and personal development based on what matters most to you
- Annual productivity allowance to invest in relevant tools and resources you need to do your best work no matter where you work from
- Connection and community through team events all-company updates and employee resource groups (ERGs)
- Onsite perks including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area Austin Columbus and New York City (opening Summer 2026!)
For roles based in Canada please note that we are not currently able to hire in Quebec.
Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all we are committed to inclusive and fair hiring practices.
If you require reasonable accommodation in completing an application interviewing completing any pre-employment testing or otherwise participating in the employee selection process please email [email protected]
https://www.upstart.com/candidate_privacy_policy
Skills Required
- Proven experience leading mobile engineering teams in high-growth consumer-facing technology companies
- Strong background in native mobile development using React Native (iOS and Android preferred)
- Demonstrated ability to scale and structure teams balancing technical leadership with people management
- Experience working closely with Product Design and Analytics to develop customer-centric mobile experiences
- Data-driven mindset with ability to define and operationalize KPIs and measure impact
- Experience driving automation CI/CD testing frameworks release pipelines and observability for mobile platforms
What the Team is Saying
What We Do
Upstart is the leading AI lending marketplace connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud applications to deliver superior credit products. With Upstart's AI lenders can approve more borrowers at lower rates across races ages and genders while delivering the exceptional digital-first experience customers demand. More than 80% of borrowers are approved instantly with zero documentation to upload. Founded in 2012 Upstart’s platform includes personal loans automotive retail and refinance loans home equity lines of credit and small-dollar “relief” loans. If you are energized by the impact you think you could make at Upstart we'd love to hear from you!
Why Work With Us
Connection to our mission creates a special environment where people feel passionately about the impact they make in the world. Upstart is fast-paced and we encourage ownership at all levels of the organization. As a result culture at Upstart is driven by Upstarters. Upstarters are proactive talented multi-dimensional and collaborative.
Gallery
Upstart Offices
Remote Workspace
Employees work remotely.
Upstart has a digital-first model enabling most Upstarters can live and work anywhere in the U.S. We also offer in-person options from our office locations in San Mateo California; Columbus Ohio; Austin Texas; and New York City NY.
Similar Jobs
Upstart
Senior Product Manager
Upstart
Director Financial Crimes Compliance
Upstart
Senior Software Engineer
Upstart
Program Manager
Related roles