Financial Analyst II - Risk Analysis

• Conduct ongoing risk analysis of large multi-million dollar accounts identifying trends anomalies and potential areas of concern
• Collaborate cross-functionally with Lending Risk and Performance Management teams to gather data and maintain a comprehensive view of account health
• Prepare and deliver regular presentations and read-outs to senior leadership summarizing portfolio risk insights and account-level findings
• Design and refine analytical frameworks models and reporting processes to improve the timeliness and accuracy of risk identification
• Identify opportunities to enhance existing processes and develop innovative approaches to assessing and mitigating risk within the commercial portfolio
• Exercise independent judgment in prioritizing work and determining areas of focus based on business needs

• Bachelor's degree in Mathematics Economics Finance Business or a related quantitative discipline with 2+ years of professional experience in financial analysis risk analytics or a related analytical function. A candidate may also have a Master's Degree with up to 2 years of experience. A non-degreed candidate will have 6+ years of relevant experience.
• Demonstrated ability to work with large data sets and translate complex information into clear actionable insights
• Advanced MS Excel skills required including logical and reference formulas financial functions use of pivot tables best practice in financial model structure/design assumption toggling charting/graphing and formatting for executive presentations
• Strong written and verbal communication skills with the ability to present findings and recommendations to senior stakeholders
• Proven ability to operate independently in a fast-paced environment with evolving priorities
• Strong business acumen and the ability to quickly synthesize new information across multiple business areas
• Demonstrated analytical ability and high degree of intellectual curiosity with track record of delivered results

• Experience with SQL Python R and/or Business Intelligence programs
• Familiarity with leveraging AI tools to enhance analytical modeling
• Prior experience in commercial lending finance or automotive industry

• Hybrid 2-3 days in-office per week

What We Do

For well over a century Cox Enterprises has been shaping the future with daring ideas and values-driven thinking. Since our founding in 1898 our relentless spirit of innovation has driven us to disrupt industries and enhance the quality of life in the communities we serve. Through our major divisions — Cox Communications Cox Automotive and Cox Farms — our people have countless opportunities to grow and make an impact in the communications and automotive industries as well as in new ventures in agriculture cleantech digital media and more. As a privately-held family-owned business we know that people are our most valuable asset. We offer a supportive and inclusive environment with flexible career growth amazing benefits and work-life balance at the forefront. Our mission our ways of working and our commitment to people are what make our workplace culture remarkably flexible and resilient. Join us to build a better future and make your mark.

Why Work With Us

At our core Cox is a technology company that values human relationships. We know people feel most empowered when their work has meaning when they feel respected and have opportunities to grow. “Career satisfaction” is not enough at Cox — we’re here to help you find balance live well and achieve your career goals even as they change over time.

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