MIM - Associate - Mortgage Origination

• Support and assist the production staff with agricultural loan underwriting including gathering organizing and validating borrower financial statements tax returns and operating data.
• Perform credit analysis on farm ranch and agribusiness borrowers and prepare underwriting financial spreads commentaries exhibits and supporting information for credit approval packages.
• Review and prepare collateral documentation including land and improvement descriptions plat maps and summaries related to appraisals surveys leases property types and uses and water rights.
• Assist with and prepare servicing requests related to credit and collateral actions for approval.
• Support annual and periodic portfolio maintenance activities related to credit reviews re-valuations and reporting and financial covenant monitoring.
• Facilitate and assist with internal and external communications to initiate and drive the progress of loan origination loan servicing and portfolio maintenance matters.
• Maintain working knowledge of agricultural lending practices land values commodity markets and rural real estate trends.
• Travel to borrower locations and/or MIM Agricultural Finance offices may be required.
• Support the regional office in the development of creative and unique regional marketing campaigns.
• Coordinate and complete special projects as assigned.

• Bachelor's degree in a related field such as Business Finance Accounting Agriculture or a comparable discipline.
• 5+ years of experience in agricultural finance commercial real estate lending or related lending activities.
• Experience supporting lending activities including underwriting servicing portfolio management and commercial credit portfolio administration.
• Demonstrated experience in commercial credit analysis and decision-making including use of financial projection models.
• Exposure to loan documentation collateral review and preparation of credit approval packages annual reviews and portfolio reports.
• Strong portfolio and relationship management skills with the ability to build and maintain effective customer and peer relationships.
• Proficiency in MS Office 365 particularly Word and Excel (including spreadsheet creation and formulas).
• Familiarity with Moody's RiskCalc or similar credit risk tools.
• Excellent oral written and interpersonal communication skills.
• Strong analytical problem-solving project management and multitasking abilities with the capacity to manage multiple deadlines and requests.
• Must have appropriate work authorization in the country where the position is located and not require relocation assistance.

• Self-Manages for effective performance - both independently and within a team.
• Detail oriented dependable discreet proactive & highly organized.
• Builds relationships with internal and external clients.
• Ability to interpret and apply credit policy consistently across underwriting servicing and portfolio monitoring.
• Strong analytical skills to identify loan-level and portfolio-level trends exceptions and emerging risks.
• Clear written communication skills for credit packages and servicing requests.
• Strong organizational and time-management skills to handle multiple loans deadlines and data requests simultaneously.
• Advanced Excel proficiency for financial analysis scenario testing and portfolio reporting; understanding and use of spreading and platting software.
• Experience preparing decision-ready materials for senior credit risk or management committees.
• Working knowledge of loan servicing processes including renewals modifications and covenant management.
• Familiarity with agricultural lending rural real estate collateral and agricultural risk drivers.

What We Do

We're honored to be No. 10 on Great Place to Work's World's Best Workplaces and recognized in the Fortune 100 Best Companies to Work For® list in 2025. At MetLife we're leading the global transformation of an industry we’ve defined for over 157 years. At MetLife every innovation and line of code is a lifeline for our customers and their families—from victims of natural disasters to people living with disabilities and beyond. With operations in more than 40 markets and leading positions across the globe MetLife fosters an inclusive culture where our people are energized and inspired to deliver for our customers and communities. Join our remarkable journey—one in which you help write the next century of innovation in financial services—because with MetLife making the world a better place is All Together Possible.

Why Work With Us

At MetLife you’ll be working for a company whose purpose is to help customers throughout their life’s journey and often in their most critical time of need. You’ll be a part of developing leading-edge platforms that will have a lasting impact on the lives and well-being of tens of millions of customers.

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