Job Description
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices making transactions secure simple smart and accessible. Our technology and innovation partnerships and networks combine to deliver a unique set of products and services that help people businesses and governments realize their greatest potential.
Title and Summary
Principal Software Engineer Senior Architect
Who is Mastercard?
Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive digital economy that benefits everyone everywhere by making transactions safe simple smart and accessible. Using secure data and networks partnerships and passion our innovations and solutions help individuals financial institutions governments and businesses realize their greatest potential.
Our decency quotient or DQ drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories we are building a sustainable world that unlocks priceless possibilities for all.
Overview
The Corporate Technology Solutions (CTS) team is seeking a senior Principal Architect to shape and advance the technical vision behind Mastercard's most critical corporate platforms. This role sits at the intersection of strategy and execution-driving architecture decisions that modernize how Risk Compliance and People & Capabilities technologies operate at global scale.
Reporting to the SVP you will help define and evolve the enterprise architecture that underpins Mastercard's hybrid cloud and on-premises environment enabling secure resilient and data-driven platforms. By combining deep hands-on technical expertise with strong enterprise influence you will play a pivotal role in unlocking the full value of corporate technology and data-accelerating outcomes while meeting rigorous regulatory resiliency and performance expectations.
Role• Serve as a foundational technical and data architecture leader partnering closely with the SVP engineering and product leadership to shape enterprise scale platforms and standards.• Define and evolve target architectures across third party SaaS full stack engineering and data platforms modernizing core components of Mastercard's corporate technology backbone.• Drive adoption of modern data technologies and architectural patterns designing scalable resilient solutions while championing a data first mindset that enables enterprise analytics and AI outcomes.• Provide hands on technical leadership and guidance influencing engineering teams on design best practices solution trade-offs and implementation strategies.• Act as a trusted advisor to senior stakeholders clearly communicating complex architectural topics in concise business oriented language to support informed decision making.• Produce and govern key architectural documentation ensuring compliance with Mastercard's engineering principles and security standards.• Mentor and empower cross functional teams fostering a culture of technical excellence collaboration accountability and continuous improvement while governing architectural standards and documentation.
All About You• Proven experience operating as a Principal Engineer or equivalent leading enterprise scale data architecture or platform strategy• Advanced expertise in designing building and modernizing enterprise-scale systems including SaaS integrations and full stack custom solutions.• Exceptional communicator able to effectively articulate technical details to engineering teams and translate complex architectural concepts into business language for less technical audiences.• Demonstrated success in modernizing data platforms with strong understanding of modern data architectures (lakehouse curated domains metadata driven pipelines)• Ability to lead and influence architectural initiatives partnering effectively across engineering and business teams.• Hands-on experience with technologies such as Java REST APIs middleware and integration cloud platforms (AWS Azure Databricks) containers/orchestration (Docker Kubernetes) data platforms (Cloudera Spark) and SaaS architecture patterns.• Hands on technical leader known for building trust and mentoring engineers• Motivated by continuous learning and challenge bringing curiosity resilience and energy to complex problem spaces and opportunities for impact.• Bachelor's degree in Computer Science Engineering or a related field.
Mastercard is a merit-based inclusive equal opportunity employer that considers applicants without regard to gender gender identity sexual orientation race ethnicity disabled or veteran status or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada if you require accommodations or assistance to complete the online application process or during the recruitment process please contact [email protected] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.
Corporate Security Responsibility
All activities involving access to Mastercard assets information and networks comes with an inherent risk to the organization and therefore it is expected that every person working for or on behalf of Mastercard is responsible for information security and must:
- Abide by Mastercard's security policies and practices;
- Ensure the confidentiality and integrity of the information being accessed;
- Report any suspected information security violation or breach and
- Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors including but not limited to location job-related knowledge skills and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical prescription drug dental vision disability life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time 25 days of vacation time and 5 personal days pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.
Pay Ranges
Purchase New York: $195000 - $323000 USD
New York City New York: $204000 - $337000 USD
O'Fallon Missouri: $170000 - $281000 USD
Skills Required
- Experience as a Principal Engineer or equivalent
- Expertise in enterprise-scale systems and SaaS integrations
- Exceptional communication skills for technical and non-technical audiences
- Experience with modern data architectures and data platform modernization
- Ability to influence architectural initiatives across teams
- Hands-on experience with Java cloud platforms and data platforms
- Bachelor's degree in Computer Science Engineering or related field
What the Team is Saying


Mastercard Compensation & Benefits Highlights
- Retirement Support—A 10% company retirement match (401k or equivalent) is explicitly highlighted in company materials. This level of employer contribution stands out as a core strength of the package.
- Leave & Time Off Breadth—A global minimum of 16 weeks fully paid new‑parent leave and generous U.S. PTO (vacation personal days holidays sick time and bereavement) are clearly spelled out. These provisions indicate broad time‑off coverage across life events.
- Wellbeing & Lifestyle Benefits—Hybrid work a four‑week “work from elsewhere” option meeting‑free well‑being days five paid volunteer days mental‑health resources and fitness reimbursement/on‑site gyms are emphasized. Together they reflect a holistic approach to flexibility and wellbeing.
Mastercard Insights
What We Do
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers we’re building a resilient economy where everyone can prosper. We support a wide range of digital payments choices making transactions secure simple smart and accessible. Our technology and innovation partnerships and networks combine to deliver a unique set of products and services that help people businesses and governments realize their greatest potential.
Why Work With Us
We live the Mastercard Way: creating value in the communities we touch growing together through the opportunities we see and moving fast to innovate and scale. Our collaborative culture and our passionate people are the key to what we do driving meaningful change as one team and connecting everyone to priceless possibilities.
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Hybrid Workspace
Employees engage in a combination of remote and on-site work.
In our ongoing workplace evolution we’ve introduced hybrid work Work-From-Elsewhere Weeks and Meeting-Free Days.










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Date Posted
07/10/2026
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