Senior Analyst Risk Analytics & Strategy

Who We Are

We are creating the best way to finance clean energy for the home to help combat climate change. Mosaic partners directly with solar and home improvement professionals, who use our simple point-of-sale app to offer financing to their customers. This makes it easy and affordable for families to make energy-efficient upgrades to their homes. Since 2012, Mosaic has funded more than $11 billion in loans through our platform and helped more than 1 million homeowners switch to sustainable solutions. Join us as we work toward our vision of 100% clean energy for all.

Location: We are a remote-first company. This role can be based anywhere in the US.

The Opportunity

As a Senior Analyst in Risk Analytics & Strategy, you will be a critical member of Mosaic’s Risk team and instrumental in setting and refining our risk management strategies. You will report on portfolio performance, analyze approval, prepayment and loss trends and recommend improvements to credit and collections strategies. You will provide data-driven answers to questions from investors, capital providers, rating agencies and internal stakeholders.

Your day-to-day

• Manage, direct and perform data analyses to develop and refine financial model assumptions and credit and collections strategies.
• Develop and improve reporting tools that demonstrate performance trends and monitor risk indicators.
• Leverage deep analysis of our portfolio to create forward-facing, data-driven risk management strategies.
• Communicate analytical findings to multiple and varied audiences - including executive leadership - and advocate strategies to address business problems.
• Collaborate with other analytical functions and engineering teams to recommend improvements to Mosaic’s data infrastructure and management process.
• Work with internal and external teams to understand and communicate asset performance to the investor community.

What you bring to the team

• 5+ years of quantitative analysis experience in financial services
• A high level of curiosity, a knack for creative problem solving and a proven capacity for quick, on the job learning
• An ability to manage multiple work streams and thrive in a high volume, fast-paced environment.
• Demonstrated success translating high level, critical business questions into a structured project plan, conducting supporting analysis and presenting the results to a variety of stakeholders.
• Strong data wrangling and analysis skills using SQL and Python
• Development experience with reporting and data visualization tools including Tableau
• Advanced MS Excel skills and strong working knowledge of other MS Office applications
• Bachelor’s degree in quantitative discipline such as statistics, econometrics, math, engineering

Bonus Points

• Desire to help combat climate change
• Experience with data analysis and predictive modeling, especially in a domain connected to consumer lending risk
• Master’s degree
• Experience mentoring more junior analysts
• Experience in the Solar or Home Improvement industry

Compensation: The base salary range for this position is $140,000 - $170,000. The position is eligible for a bonus in accordance with the terms of the applicable incentive plan. In addition, we’re proud to offer a range of competitive benefits.

Why Mosaic

As a customer focused and driven-to-win organization, there are many exciting reasons to join the Mosaic team. Mosaic has a dynamic, fast-paced, and entrepreneurial environment, which requires a professional, flexible, self-starter attitude. We believe in hiring talented and driven individuals and cultivating a culture of collaboration and appreciation. 

Benefit Highlights:

• Robust Health, Dental, and Vision Plans
• Generous paid time off
• 401k Match
• Employee Equity Plan
• We are remote-first (Must be based in the United States)
• Lifestyle Spending accounts for professional and personal wellness 
• Mental Health: Headspace subscription, online therapy sessions 
• …and more! 

Mosaic’s policy is that employees must be fully vaccinated against COVID-19 in order to travel for work, visit our office, or attend in-person meetings, to the extent permitted by applicable law. We encourage you to speak with your recruiter if you would like more details on our COVID-19 safety policies. 

We are an equal opportunity employer and value diversity of backgrounds, perspectives and experience. Mosaic’s vision is 100% clean energy for all. In order to reach that vision, we believe we must build a diverse company where everyone is treated fairly and feels included. In turn, in accordance with Mosaic’s equal employment opportunity policy, we do not discriminate on the basis of race, religion, color, national origin, caste, gender identity or expression, sexual orientation, age, marital status, veteran status, disability status or any legally protected status.